Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Sustainability Loans for UK Businesses
Summary: Fast Business Loans helps UK limited companies and SMEs access sustainability finance — matching you to brokers and lenders who fund projects such as solar PV, heat pumps, EV charging, insulation and other carbon-reduction investments. Complete a short 2‑minute enquiry for a free eligibility check and we’ll connect you to the providers most likely to help. Submitting an enquiry does not affect your credit score. (We introduce providers; we are not a lender or financial adviser.)
Get Started – Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
What are sustainability loans?
Sustainability loans (often called green loans or environmental finance) are business finance products designed to fund projects that reduce carbon, cut energy costs, or improve environmental performance. In the UK this covers a broad range of uses: renewable energy installations, energy-efficiency improvements, electric vehicle (EV) fleet upgrades, low-carbon equipment and circular-economy investments.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Fast Business Loans acts as an introducer: we collect project and business details to match you with the most suitable brokers and lenders. We do not lend money or provide regulated financial advice — instead we speed up your search and increase the chance of a good match.
Typical projects funded
- Solar PV arrays and battery storage for commercial premises
- Heat pumps, biomass boilers and low-carbon heating
- EV chargers and electric vehicle fleet financing
- LED lighting, insulation and building fabric upgrades
- Energy Management Systems (EMS) and smart metering
- Recycling and waste-reduction equipment
- Process changes that reduce energy intensity or emissions
Why UK businesses use sustainability finance in 2025
Rising energy costs, net-zero commitments from customers and suppliers, and attractive payback periods mean many businesses are investing in green projects now. For many firms the decision is commercial — lower operating costs and potential tax benefits — and increasingly strategic: customers and buyers expect demonstrable sustainability actions.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Benefits of sustainable investment
- Lower running costs and predictable energy bills
- Improved asset value and business resilience
- Access to grants, tax reliefs and blended finance in some cases
- Stronger procurement positioning with large buyers demanding ESG data
Free Eligibility Check – Get Matched with Green Finance Specialists
How Fast Business Loans helps
We speed up the process of finding sustainability finance by matching your business with lenders and brokers experienced in green projects. Our tailored process focuses on relevance and speed so you meet the right people quickly.
Our 4-step matching process
- Complete a short enquiry — business details and project summary (takes 2 minutes).
- We assess options and match you to the best-suited brokers/lenders on our panel.
- A matched partner contacts you to discuss terms, gather documents and produce quotes.
- Compare offers and choose the solution that fits your business — no obligation to proceed.
We prioritise speed and relevance: your details are only shared with partners able to help. Submitting a form is free and does not commit you to borrow.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Types of sustainability loans & finance solutions we can introduce
| Finance type | Ideal use | Typical amounts | Security & turnaround |
|---|---|---|---|
| Unsecured business loans (green use) | Small to medium installs, short-term cashflow | £10,000–£200,000+ | Often personal/company guarantees; quick decisions |
| Asset finance / hire purchase | Equipment purchase (EVs, batteries, heat pumps) | £10,000–£1m+ | Secured on asset; competitive for equipment |
| Invoice & cashflow finance | Bridge funding while CAPEX is installed | £25,000–£2m | Security on receivables; fast access |
| Energy Performance Contracts / EPCs | Installations paid from guaranteed savings | Project dependent | Structured contracts; long-term term sheets |
| Government-backed & grant blended finance | Combining grants with loans to reduce cost | Varies by scheme | Eligibility rules apply; specialist brokers help |
Terms, rates and security vary by provider. Fast Business Loans connects you to brokers who will outline indicative pricing once they understand your project.
Eligibility snapshot: what lenders typically look for
- Minimum trading history and turnover (varies by lender).
- Clear project scope, supplier quotes and installation timelines.
- Realistic payback/energy savings projections or performance guarantees.
- Evidence of business management capability and balance sheet strength.
- Relevant sustainability credentials where required (e.g., EPC reports, SECR data).
Improving your approval odds
- Obtain at least two supplier quotes and an energy audit.
- Prepare concise cashflow forecasts showing repayment capacity.
- Document any grants or incentives you plan to use.
- Engage a broker experienced in green finance — we can match you.
Preparing your sustainability loan enquiry
Gathering the right information ahead of a broker call will speed up quotes and improve outcomes. Typical checklist items:
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Project summary and objectives (what you want to install and why).
- Estimated total project cost and preferred funding amount.
- Supplier quotes, technical specifications and installation timetable.
- Latest management accounts, P&L and cashflow forecasts.
- Details of any existing finance / secured assets.
- Evidence of sustainability credentials or certifications (if available).
When you complete our short enquiry we’ll indicate which documents to prepare for the matched broker — so you only supply what’s necessary.
Costs, terms & considerations
Pricing for sustainability loans depends on project type, credit profile, security and the lender. Typical features:
- Interest rates vary widely; some lenders offer preferential terms for verified green projects, while others price similarly to conventional finance.
- Repayment terms can range from 1–3 years for working capital to 5–15+ years for long-life assets and energy infrastructure.
- Security may be required (company or director guarantees, charge on property or assets).
- Grants and capital allowances may improve project economics — brokers can help blend funding sources.
Fast Business Loans does not provide financial advice; matched brokers and lenders will provide bespoke terms and full disclosure of costs.
Case study snapshot
Manufacturing business — roof-mounted solar PV and battery storage
A mid-sized manufacturer estimated the project at £180,000. Fast Business Loans introduced the company to two specialist brokers. One broker arranged asset finance and coordinated a small grant application. Funding mix: 60% asset finance, 20% grant, 20% company funds. Payback from reduced electricity costs was projected at 4.5 years; the business gained energy price certainty and immediate cashflow improvement. The matched broker handled lender negotiations and installation contracting.
Why sustainability-focused lenders value Fast Business Loans introductions
Lenders and specialist brokers appreciate high-quality introductions that include clear project detail and credible documentation. Our benefits to them — and to you — include:
- Sector-specific matching that reduces wasted time for both parties.
- Pre-filtered enquiries that include project cost and supplier information.
- Faster turnaround from initial contact to indicative offer.
Frequently asked questions
Do sustainability loans cover both CAPEX and working capital?
Yes — some lenders will fund both the capital expenditure and short-term working capital related to a project. Your matched broker will explain which providers can support your needs.
Can early-stage businesses qualify?
Eligibility varies. Established SMEs with financials are more commonly accepted, but some specialist brokers work with growth-stage companies if the case is strong and backed by credible forecasts.
Are green loans cheaper than regular business loans?
Sometimes. A number of lenders offer preferential pricing for verified sustainability projects, but not all. Pricing depends on lender strategy, risk and security offered.
What documents will I need?
Management accounts, P&L, cashflow forecasts, supplier quotes and project specs are typical. The broker you’re matched with will give a specific list.
Will submitting an enquiry affect my credit score?
No — completing Fast Business Loans’ enquiry form does not affect credit scores. Lenders may run credit checks only if you decide to proceed.
Can you help with government green funding?
Yes. Several brokers on our panel specialise in blending grants, incentives and loans to improve funding affordability.
What happens after I complete the enquiry form?
We review your details and match you with the most suitable brokers or lenders. They will contact you to discuss the project, request documents and provide quotes. There’s no obligation to accept any offer.
Start your sustainability loan enquiry
Ready to move forward? Completing our quick enquiry is the fastest way to get matched with brokers and lenders experienced in sustainability finance. You’ll receive a free eligibility check and rapid contact from relevant partners.
- Step 1: Click the button below and complete the short form (under 2 minutes).
- Step 2: We match you with suitable partners.
- Step 3: Receive quotes and compare options — no obligation.
Additional resources & glossary
Related pages and resources: sustainability loans, asset finance and green grants can all form part of a blended funding approach. For more detail on the options we typically introduce, see our sustainability loans page: sustainability loans.
Glossary
- CAPEX
- Capital expenditure — money spent to acquire or upgrade physical assets.
- SECR
- Streamlined Energy and Carbon Reporting — a UK reporting requirement for certain firms.
- ESG
- Environmental, Social and Governance — non-financial criteria used by stakeholders and buyers.
1. Which sustainability projects can I finance through Fast Business Loans?
Answer: You can fund solar PV arrays and battery storage, heat pumps and low‑carbon heating, EV chargers and fleets, LED lighting, insulation, Energy Management Systems, recycling equipment and other carbon‑reduction upgrades.
2. Who is eligible for a sustainability loan?
Answer: UK limited companies and SMEs are typically eligible, and some specialist brokers will also consider growth‑stage firms with strong forecasts and credible installers.
3. Do sustainability loans cover both CAPEX and working capital?
Answer: Yes—many lenders will finance green CAPEX and related working capital, subject to their criteria and project viability.
4. What are the typical loan amounts and terms for green finance?
Answer: Our partners typically fund from £10,000 upwards with 1–3 year terms for working capital and 5–15+ years for long‑life assets, depending on product and security.
5. Are green loans cheaper than standard business loans?
Answer: Some lenders offer preferential pricing for verified sustainability projects, but rates ultimately depend on risk profile, security and lender policy.
6. What documents will I need to provide?
Answer: Expect to provide management accounts, P&L and cashflow forecasts plus supplier quotes, technical specs, and any energy audits, EPC or SECR data.
7. Will submitting a Fast Business Loans enquiry affect my credit score?
Answer: No—the Fast Business Loans enquiry is a free eligibility check and won’t affect your credit score; credit searches occur only if you proceed with a lender.
8. Is the enquiry an application for finance?
Answer: No—it’s a short, no‑obligation enquiry used to match you with suitable brokers and lenders, not a formal application.
9. How quickly will I hear from a broker or lender after I enquire?
Answer: Most businesses are contacted by phone or email within hours on business days, with timelines varying by project complexity.
10. Can Fast Business Loans help me access UK grants or government‑backed green schemes?
Answer: Yes—several brokers on our panel specialise in blending UK grants and government‑backed green schemes with loans to reduce project costs.