Commercial Finance Tailored to UK Businesses
Summary: Commercial finance covers funding for property, development, large capital projects and major asset purchases. Fast Business Loans connects UK businesses seeking commercial finance (from £10,000 upwards) with specialised lenders and brokers so you can compare options quickly. Completing our enquiry is not an application — it’s a free, no-obligation eligibility check that helps us match you to the right providers. Start your Free Eligibility Check.
Understanding commercial finance
Commercial finance is a broad term for business funding used to buy commercial property, develop land, purchase major equipment, refinance existing facilities, or fund large-scale growth projects. This finance is typically structured differently to smaller working-capital loans and often involves security against property, plant, or other business assets.
Fast Business Loans is an introducer — we do not lend. We collect the details you provide in our enquiry form to match your business with lenders and brokers who specialise in commercial lending. This enquiry is not an application and will not automatically trigger credit checks.
Who commercial finance suits
Commercial finance is most appropriate for established companies and SMEs that need substantial funding for projects such as:
- Buying or refinancing commercial property
- Property development and bridging between deals
- Purchasing expensive plant, machinery or fleets
- Funding large contract delivery and capital expenditure
If your business needs funding from £10,000 upwards, you can See if your business qualifies – Free Eligibility Check.
How Fast Business Loans works
Our process is designed for speed and clarity so you get connected to relevant lenders quickly:
Step 1 — Quick enquiry
Complete a short enquiry form (under two minutes). Tell us the funding amount, purpose, company details and a contact method. This is not an application — it helps us match you.
Step 2 — Tailored matching
We use a combination of automated matching and human expertise to introduce you to brokers and lenders experienced in your sector and deal size.
Step 3 — Lender contact
Matched brokers/lenders will typically contact you by phone or email to discuss options and request any supporting documents.
Step 4 — Compare and proceed
Receive multiple quotes where possible, compare terms and decide whether to proceed. There’s no obligation to accept any offer.
Types of commercial finance we can help you access
Through our network of lenders and brokers we can help you explore a range of commercial finance solutions, including:
Property & real estate finance
Funding to buy commercial property or refinance existing property holdings. Typical users include landlords, retailers and businesses buying premises.
Commercial mortgages
Longer-term mortgages for owner-occupied or investment properties with structured repayments and varying loan-to-value options.
Development finance & bridging
Short-term finance for property developers to fund construction and conversion projects. Bridging loans cover short timing gaps between transactions.
Asset-backed & equipment finance
Loans or hire-purchase facilities secured against machinery, vehicles or large plant. Useful for manufacturers, transport and construction firms.
Working capital for large contracts
Invoice finance, trade finance or contract funding to support cashflow while delivering major contracts or seasonal spikes.
All partner lenders and brokers will supply bespoke quotes and set terms based on your circumstances and the security offered. Learn more about commercial finance.
Benefits of using Fast Business Loans
- Speed & simplicity: One short enquiry connects you to multiple relevant partners.
- Sector expertise: We match you with lenders who understand your industry’s risks and opportunities.
- No obligation: Our matching service is free for businesses; you decide whether to proceed.
- Data protection: We only share details with partners relevant to your request and handle data securely.
Fast Business Loans does not guarantee funding — approvals are subject to lender criteria, status and affordability checks.
Eligibility snapshot
Typical information lenders and brokers will consider:
- Trading history and company structure
- Annual turnover and recent profitability
- Size and type of assets available for security
- Purpose and timescale of the funding
- Director or owner credit histories
If you have adverse credit or previous declines, some lenders specialise in more complex cases — submit an enquiry to explore options. Remember: submitting an enquiry does not affect your credit score.
Commercial finance costs & key considerations
Costs depend on loan size, security, term length and borrower risk. Common cost elements include:
- Interest rate (fixed or variable)
- Arrangement fees and legal costs
- Valuation, monitoring or exit fees
- Early repayment charges
Fast Business Loans doesn’t set rates — lenders provide bespoke terms. When reviewing quotes, ask lenders to clarify all fees, the total cost over the term and any conditions that may affect repayments. For complex deals consider independent financial or legal advice.
Industries we commonly support
Our partners serve many sectors. Typical examples include:
- Construction — development finance, bridging and plant purchases
- Manufacturing — machinery and asset finance for production upgrades
- Hospitality — property purchases, refurbishments and fit-out finance
- Transport & logistics — fleet finance and working capital
- Agriculture — equipment and land improvement funding
- Retail & e‑commerce — premises and stock finance
Match with lenders who understand your sector – Get Quote Now
Case snapshots (illustrative)
These anonymised examples show typical outcomes; actual results vary by case.
- Developer bridging: Property developer needed short-term bridging to secure a plot. Matched to a specialist bridging lender and received an offer within 48 hours.
- Equipment finance: Manufacturing firm required £150k for new presses. Introduced to an asset finance broker who arranged staged funding aligned to delivery.
- Commercial mortgage: Retail group refinancing multiple properties consolidated debts and improved monthly cashflow via a commercial mortgage solution.
These examples are illustrative only; submit your details to get matched to lenders who can assess your specific needs.
Why use an introducer like Fast Business Loans?
Approaching a panel of lenders via an introducer is often faster and more efficient than approaching banks individually. We help by:
- Pre-selecting lenders/brokers with relevant expertise
- Reducing repetitive paperwork by sharing tailored details
- Improving chances of receiving multiple, comparable quotes
We vet partners for professionalism and track record. Fast Business Loans is impartial — we do not lend and there is no obligation to accept any offers.
Getting started today
Ready to explore commercial finance options? Completing our short enquiry is quick and free. It helps us match you to the right brokers and lenders who can discuss tailored terms and next steps.
Start Your Free Eligibility Check
No impact on your credit score. We’ll only share your details with lenders or brokers relevant to your enquiry.
Frequently asked questions
Is Fast Business Loans a lender?
No. Fast Business Loans is an introducer that connects UK businesses with commercial finance brokers and lenders. We do not provide loans directly.
Does enquiring affect our credit score?
No. Submitting an enquiry through Fast Business Loans does not impact your business credit score. Lenders may perform credit checks later with your consent.
What loan sizes are available through your partners?
Our partners can assist with commercial finance from around £10,000 to several million pounds depending on the requirement and lender criteria.
How quickly can we receive offers?
Typical responses come within hours during business days; in high-priority cases some lenders respond within minutes. Timing varies by lender and deal complexity.
What documents will brokers need?
Commonly requested documents include recent company accounts, bank statements, evidence of security (property valuations), and ID for directors. Brokers will advise the specific list.
Are there fees to businesses for using Fast Business Loans?
No. Our matching service is free. Any fees charged by brokers or lenders will be disclosed directly to you by them.
How do we start?
Begin with a Free Eligibility Check: complete the short enquiry form and we’ll match you to the best-suited partners.
– Q: What is commercial finance? A: Commercial finance is business funding for property purchases, development projects, major asset/equipment buys, refinancing and large-scale growth, often secured against property or other assets.
– Q: Is Fast Business Loans a lender? A: No—Fast Business Loans is an introducer that matches UK businesses with trusted commercial finance brokers and lenders.
– Q: Will completing your enquiry affect my credit score? A: No, our free Eligibility Check is not a credit application and won’t impact your credit score; any checks happen later with your consent.
– Q: What loan amounts can your partners provide? A: Our network typically supports commercial finance from £10,000 to several million pounds, subject to lender criteria and security.
– Q: How quickly could I receive offers? A: You’ll usually hear from matched brokers or lenders within hours during business days, and some respond within minutes.
– Q: What types of finance can you connect me with? A: We help you access commercial mortgages, development and bridging loans, asset and equipment finance, invoice finance, and working-capital solutions for large contracts.
– Q: Do I need security or a deposit? A: Many commercial finance options are secured against property, plant, vehicles or other assets, with requirements depending on the lender and deal.
– Q: What documents will lenders or brokers typically ask for? A: Expect requests for recent company accounts, bank statements, director ID, details of any security, and a clear summary of the funding purpose.
– Q: What are the typical costs and fees? A: Costs vary by loan size, risk, term and security and may include interest, arrangement, valuation/legal and exit fees—lenders set these, and our matching service is free.
– Q: How do I get started? A: Complete the free, no‑obligation 2‑minute Eligibility Check at https://fastbusinessloans.net to be matched with relevant UK lenders and brokers.
