Business Loans: Fast, Simple Access to UK Funding

Running a business takes hard work, courage, and consistent cash flow. If you need a business loan to stabilise working capital, purchase equipment, boost inventory, or fund growth, we make it fast and simple to connect with trusted UK lenders and brokers.

We’re not a lender and we don’t provide financial advice. We introduce you to suitable finance professionals who can offer finance directly. Our service is free to use and there’s no obligation to proceed.

Get Started — Free Eligibility Check

Get Quote Now — No Obligation

Submitting an enquiry won’t affect your credit score. If you choose to proceed, our partners may run credit checks. We’ll only share your details with relevant UK finance partners.

What Is a Business Loan and How Do We Help?

A business loan is funding provided to a business for working capital, growth, or investment. Loans can be secured or unsecured, short-term or multi-year, and fixed-cost or flexible. The right option depends on your sector, trading history, cash flow, and goals.

Fast Business Loans is an introducer. Tell us what you need and we’ll connect you with trusted UK brokers and lenders who can help. You compare offers and choose what’s right for your business — with zero pressure.

• Save time: One short enquiry. Multiple relevant providers.
• Improve eligibility: Get matched with lenders who understand your sector and circumstances.
• Protect your credit score: Enquiry won’t affect your score; checks only if you proceed.
• Talk to real people: Experienced finance professionals who explain your options clearly.

Free Eligibility Check — Takes less than 2 minutes

Types of Business Loans and Finance We Can Connect You To

Every business is different. Our partners provide a range of products to suit different needs and stages of growth. Typical facilities start from £10,000 and can extend into the millions, subject to status and criteria.

• Unsecured business loans: Fast access to working capital without offering collateral. Useful for stock, marketing, payroll, or expansion.
• Secured business loans: Larger amounts and potentially lower costs when secured against property or assets.
• Cashflow loans: Shorter-term working capital to smooth seasonal fluctuations or bridge gaps between invoices.
• Asset finance: Spread the cost of machinery, vehicles, tools, or technology — often secured against the asset.
• Equipment finance: Funding for specialist kit (IT, catering, medical, manufacturing) to modernise without large upfront costs.
• Invoice finance: Unlock cash tied up in unpaid invoices to improve liquidity and reduce debtor days.
• Refinance and consolidation: Restructure or consolidate existing finance to manage monthly outgoings more effectively.
• Fit-out finance: For refurbishments, shop/office/restaurant fit-outs, and upgrades.
• Vehicle finance: Loans or leases for vans, HGVs, fleets, or EVs.
• Sustainability loans: Finance for energy-efficient upgrades such as solar PV, EV charging, insulation, or heat pumps.
• Commercial finance: Funding for property purchases, developments, or larger investments.

Availability, limits, and terms depend on your business circumstances. Partner lenders set their own criteria.

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Who Business Loans Are For — Common Use Cases

Business loans can help:

• Start-ups and growing SMEs needing working capital
• Established companies investing in equipment or premises
• Seasonal businesses balancing cash flow
• Hospitality operators refurbishing or expanding
• Manufacturers and trades upgrading plant and vehicles
• Retailers and e‑commerce scaling stock and logistics
• Firms investing in sustainability to lower energy costs

Typical uses include:

• Stock, payroll, VAT and tax, supplier payments
• Machinery, vehicles, and equipment
• Fit-outs, refurbishments, relocations
• Marketing and digital growth
• Sustainability upgrades to reduce operating costs

Free Eligibility Check — See Your Options Fast

How Fast Business Loans Works

1. Complete a short enquiry: Tell us your company details, funding amount, purpose of finance, and contact info. It takes less than 2 minutes.
2. We match you with trusted partners: We’ll connect you with selected UK brokers or lenders suited to your industry and needs.
3. Receive a rapid response: Expect a call or email shortly after submitting your enquiry (often within hours during business time) to discuss options.
4. Compare, decide, and fund: Review your choices, ask questions, and compare costs and terms. There’s no obligation to proceed.

We’re your bridge to the right lenders. You remain in control throughout.

Get Started — Free Eligibility Check

Eligibility: What Lenders Typically Look For

Every lender is different, but common considerations include:

• Time trading and turnover: Even newer or growing companies may be eligible with the right provider.
• Cash flow and affordability: Bank statements, accounts, and management info help lenders assess risk.
• Credit profile: Clean credit helps; some partners consider imperfect credit and past declines.
• Security available (if relevant): Property or assets can open up secured options or higher limits.
• Sector and use of funds: Lenders prefer sectors and purposes they understand — our matching helps here.

Documents you may be asked for:

• 3–6 months’ business bank statements
• Latest filed accounts
• Recent management accounts (if available)
• Aged receivables/payables (for invoice finance)
• Director identification and proof of address

Good to know:
• Your enquiry with Fast Business Loans won’t affect your credit score.
• If you proceed with a lender or broker, they may run credit checks and affordability assessments.
• There is no obligation to accept any offer.

Get Quote Now — No Obligation

Costs, Terms, and Repayments — What to Expect

Costs and terms are set by each lender and depend on your sector, trading history, credit profile, security, and the loan type selected. Your matched broker or lender will provide a clear breakdown before you decide.

What can influence your total cost:

• Borrowed amount and term length
• Credit profile and trading performance
• Secured vs unsecured
• Product type (e.g., fixed-term loan vs invoice finance)
• Fees (if any) disclosed by the lender/broker

Repayments:

• Fixed monthly repayments for many term loans
• Revolving facilities for flexible borrowing
• Repayments aligned to cash flow for some products (e.g., invoice finance)

Early repayment: Some agreements allow early repayment or overpayments. Always check lender terms before proceeding.

Transparency:

• You’ll receive clear information about interest, fees, total cost, and repayment schedule before committing.
• No hidden charges from Fast Business Loans — our service is free for business owners and directors.

Industries We Support

We connect UK limited companies and LLPs across a wide range of sectors with lenders and brokers who understand their needs, including:

• Construction: Materials, labour, and equipment finance
• Sustainability: Renewable energy projects and eco upgrades
• Agriculture and farming: Tractors, machinery, land improvements
• Hotels and hospitality: Refurbs and seasonal cash flow
• Restaurants and catering: Kitchen, fit-outs, and expansion
• Healthcare: Clinics, care homes, and medical equipment
• Building services: Contractors, engineers, and trades
• Engineering and manufacturing: Modernisation and supply chain support
• Food industry: Production, packaging, logistics
• Logistics and transport: Vehicles, fleets, and warehousing
• Printing and packaging: Presses, materials, technology
• Pubs and breweries: Refurbs, stock, new sites
• Retailers and e‑commerce: Stock and digital growth
• Technology and SaaS: Hiring, R&D, and infrastructure
• Franchises: Fit-out, equipment, and multi-site growth

Free Eligibility Check — Get Matched Today

Why Choose Fast Business Loans

• Fast and simple: One short form, quick matching. No long applications.
• Trusted connections: We work with reputable UK lenders and brokers.
• No obligation: Compare your options without pressure. You choose what’s right for you.
• Free to use: We don’t charge business owners or directors. We’re paid by finance providers if you proceed.
• Sector expertise: We match by industry to partners who understand your world.
• Secure data handling: Your details are protected and only shared with relevant partners for your enquiry.

Responsible, Clear, and Compliant

We aim to be fair, clear, and not misleading — and to align with UK financial promotions guidance and major platforms’ advertising policies.

• We are not a lender and we do not provide financial advice.
• Your enquiry with us does not affect your credit score; lender checks may occur if you proceed.
• All finance is subject to status, affordability, and lender criteria.
• There is no obligation to accept any offer.
• We only share your information with relevant UK brokers/lenders for your enquiry.

If you have questions about how we work or our partner panel, please contact us before you apply.

Frequently Asked Questions

Q1. Is Fast Business Loans a lender?
A. No. We’re an introducer. We connect you to trusted UK brokers and lenders who can offer finance directly.

Q2. How much can I borrow?
A. Amounts depend on your sector, turnover, credit profile, and whether security is available. Our partners typically consider requests from around £10,000 up to £5 million+.

Q3. Will my credit score be affected?
A. Submitting our enquiry won’t affect your credit score. If you decide to proceed, a lender or broker may run credit checks.

Q4. How quickly will I hear back?
A. Often within hours during business time. Many partners respond the same day.

Q5. What paperwork do I need?
A. Commonly 3–6 months of business bank statements, basic ID, and recent accounts or management information. Lenders may request additional documents depending on the product.

Q6. Can I get a business loan with imperfect credit?
A. Potentially. We work with partners who consider a range of credit backgrounds. A suitable solution depends on your circumstances.

Q7. Do you charge fees?
A. Our service is free for business owners and directors. Any broker or lender fees (if applicable) will be disclosed transparently by the provider before you proceed.

Q8. Do you support start-ups?
A. Many partners support start-ups and young businesses, often using alternative assessments or specialist products. Eligibility varies.

Q9. Who are your partners?
A. We work with a broad network of UK-based lenders and brokers. Regulation status and criteria vary by provider.

Q10. Can I repay early?
A. Some agreements allow early repayment; terms vary by product and provider. Always check the lender’s documentation.

Q11. What if I’ve been declined elsewhere?
A. Because we work with a wide panel, you may still be eligible with another lender or a different product.

Q12. How do I start?
A. Complete our Free Eligibility Check. We’ll match you with relevant partners so you can compare options with no obligation.

Ready to explore your best business loan options?

• Get Started — Free Eligibility Check
• Get Quote Now — No Obligation
• Speak to a specialist — We’ll introduce you to a trusted broker/lender

1) Is Fast Business Loans a direct lender?
No — we’re not a lender and we don’t give financial advice; we connect UK businesses with trusted brokers and lenders who can fund you directly.

2) How does your service work?
Complete our quick online form and we’ll instantly match you with suitable UK brokers and lenders who contact you to discuss and compare your best finance options with no obligation.

3) Will submitting an enquiry affect my credit score?
No, your enquiry won’t affect your credit score, and any credit checks are only carried out if you choose to proceed with a lender.

4) How quickly will I hear back and get funding?
You’ll usually hear from a broker or lender within hours (often minutes during business hours), with funding speed depending on the product and provider.

5) What types of business finance can you connect me with?
We match businesses to unsecured/secured business loans, cashflow loans, invoice finance, asset and equipment finance, vehicle and fit-out finance, refinance solutions, and sustainability loans.

6) How much can I borrow?
Our partners typically offer from around £5,000 up to £5 million+, subject to your business circumstances.

7) Do you support start-ups and can you help if I’ve been declined before?
Yes — many of our partners specialise in start-ups and, thanks to our wide panel, you may still have options even after a previous refusal.

8) Are your lenders regulated and is my data secure?
We work only with verified UK brokers and lenders who follow FCA guidelines, and your details are handled securely and shared only with relevant partners.

9) Which industries do you support?
We support a wide range of UK sectors including construction, hospitality, retail and e-commerce, healthcare, agriculture, logistics, manufacturing, professional services, and more.

10) How do I start and what information do you need?
Just complete our 2‑minute form with basic business and contact details plus the amount and type of finance you’re seeking.