Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Logistics Business Loans: Fast Funding Matches for UK Transport & Supply Chain Firms
Summary: Fast Business Loans helps UK logistics and transport companies find tailored finance from a trusted panel of lenders and brokers. We connect businesses seeking loans (from around £10,000 upwards) for fleet, working capital, warehouses or sustainability upgrades with sector-savvy providers. Completing our short enquiry is free, quick and not an application — it’s a soft eligibility check we use to match you with the best partners. Get Started — Free Eligibility Check
Why Logistics Businesses Need Tailored Finance
The UK logistics sector is capital intensive: fleets, fuel, depots, IT systems and compliance all require steady investment. Many operators face long debtor cycles, seasonal demand swings and rising costs for fuel and vehicle upgrades. Off‑the‑shelf lending often misses sector nuances — which is why tailored finance matters.
Industry snapshot & cost pressures
Transport and logistics businesses manage fuel volatility, tightening emissions rules, rising driver costs and investment needs for electrification or telematics. These pressures make flexible funding critical for survival and growth.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Common cash flow gaps
Typical cash strains include 60–90 day payment cycles, seasonal labour peaks, fleet repairs and customs or warehousing delays. Used correctly, the right finance facility smooths cashflow while supporting expansion.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Important: Fast Business Loans is an introducer, not a lender, and does not provide financial advice. Any loan offer is subject to lender assessment and approval.
Funding Challenges Fast Business Loans Helps Solve
Matching you with sector-savvy lenders
We connect logistics operators with lenders and brokers who understand haulage, courier operations, warehousing and 3PL complexities — including asset-heavy balance sheets, flexible repayment needs and contract-backed revenue streams.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Support for different business sizes
Whether you run a multi‑truck fleet or a regional fulfilment centre, our matching process considers scale and risk profile so you get introductions to partners likely to offer terms that fit your business.
Ready to steady your cash flow?
Complete a short enquiry and we’ll match you to lenders who specialise in transport finance.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our service is free to use and takes under 2 minutes. Not an application.
Finance Options for Logistics & Transport Companies
Exact terms and rates depend on the lender. Below are common finance products logistics firms use — each suits different needs and risk profiles.
Working capital & cashflow loans
- Use cases: payroll, fuel purchases, tolls, temporary capacity hire.
- Terms: usually short to medium term; unsecured or secured facilities available; typical amounts from £10,000 upwards.
Asset & vehicle finance
- Hire purchase, finance lease and asset refinance for trucks, trailers, vans, forklifts and depot automation.
- Flexible deposits and terms available depending on vehicle age and lender appetite.
Invoice finance & factoring
- Unlock cash tied in invoices when clients pay slowly. Useful for carriers on long payment terms or government contract work.
- Options include recourse and non‑recourse factoring — each carries different fees and risk profiles.
Bridging & property-backed loans
- Short-term finance for warehouse purchases, mezzanine floors or depot refits.
- Suitable when a quick completion is needed ahead of longer-term refinancing.
Sustainability & fleet transition funding
- Funding for EV trucks, depot chargers, telematics and energy efficiency upgrades; many lenders now offer green finance packages.
For sector-specific insights and additional examples of logistics business loans, see our logistics industry page on logistics business loans.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Rates, fees and repayment terms vary by lender; full details are provided before you choose whether to proceed.
How the Fast Business Loans Process Works for Logistics Firms
- Share your requirements: Complete our short enquiry form — this is a soft, no-impact eligibility check used to match you. It’s not a loan application.
- We vet & match: We review your details and select lenders/brokers with the right sector experience.
- Speak to a specialist: Selected partners contact you, usually within hours, to discuss options and required documents.
- Compare & decide: Review offers with no obligation, then proceed directly with the lender or broker of your choice.
Free Eligibility Check
— complete the form in under 2 minutes. No impact on credit score.
Funding Use Cases Across the Logistics Ecosystem
Haulage & HGV fleets
Fleet renewal, refinancing existing hire purchase, maintenance cycles, tachograph and emissions upgrades.
Courier & last‑mile delivery
Funding for e‑cargo bikes, electric vans, route optimisation software and recruitment for peak seasons.
Warehousing & fulfilment
Mezzanine floors, racking, automation, WMS integration and short‑term bridge funding during expansion.
Freight forwarders & 3PLs
Customs bonds, freight prepayment, cross‑dock investments and multimodal expansion capital.
Start-ups and contract‑win finance
Advance funding to mobilise new contracts—supporting recruitment, deposits, and initial operating costs where signed contracts or forecasts exist.
Eligibility Essentials & What Lenders Assess
- Trading history and continuity of revenue (many lenders accept younger businesses if contracts are in place).
- Turnover and profitability trends — consistent invoices and major client contracts help approval chances.
- Assets available for security (fleet, property or plant) if required.
- Director credit history — adverse credit options exist but depend on lender criteria.
- Sector compliance (insurance, operator licence, maintenance records) where relevant.
Submitting an enquiry does not guarantee approval; lenders will provide full terms for review.
Preparing a Strong Logistics Finance Application
Give yourself the best chance of a fast, favourable quote by preparing these documents and facts in advance:
- Recent management accounts (last 12–24 months) and bank statements.
- Aged debtors and creditors schedules.
- Fleet inventory (vehicle age, mileage, finance status) and maintenance logs.
- Copies of major contracts, purchase orders or framework agreements.
- Insurance certificates and operator licence details.
- Cashflow forecasts showing how the facility will be used and repaid.
Tip: Include a short note explaining seasonal peaks and how funding will smooth operations — brokers value clear context.
Why Logistics Operators Choose Fast Business Loans
Fast Business Loans connects you quickly to lenders and brokers who specialise in transport and supply chain finance. Our benefits include speed, sector understanding and the ability to compare multiple options without impacting your credit score. Our service is free to businesses and designed to save you time.
“We needed a quick fleet refinance to take on a major contract. Fast Business Loans matched us with a broker who understood haulage — we had a firm offer in 48 hours.” — Anonymous transport director
We are an introducer, not a lender. We do not charge you to use the service; partner lenders may pay us a commission for introductions, which we disclose on request.
Frequently Asked Questions About Logistics Business Finance
Can I finance both new and used HGVs?
Yes—many lenders provide asset finance for new and used vehicles. Deposit levels and term length depend on vehicle age and lender policy; deals commonly start from around £10,000.
Do lenders support businesses with seasonal revenue?
Yes. Specialist lenders offer facilities structured around seasonal peaks such as revolving credit lines or seasonal top-ups to cover driver payroll and increased fuel costs.
How quickly can funds be released?
Simple working capital and vehicle finance can complete in a few days once documents are supplied. More complex deals (property-backed or large fleets) may take several weeks.
Will an enquiry affect my credit score?
No. Our initial matching uses a soft eligibility review. Formal credit checks are only carried out by lenders if you choose to proceed with an offer.
Is invoice finance suitable for international clients?
Yes—some invoice finance products support export invoices, though fees and recourse terms differ. Tell us about your debtor mix so we can match you with the right provider.
What if my business has a County Court Judgement (CCJ)?
A CCJ doesn’t always rule out finance. Specialist brokers may consider the wider business case, contracts and assets. Outcomes depend on the lender’s risk appetite.
Are green fleet upgrades eligible for finance?
Many lenders now finance EV trucks, depot chargers and energy improvements. Availability varies, so include details of the planned upgrade in your enquiry.
What information will the broker need when they call?
Expect to share management accounts, debtor schedules, fleet details, contracts and a brief on funding purpose. Preparing these speeds up the quote process.
Get Your Logistics Finance Quote Today
Fast Business Loans makes it simple: tell us what you need and we’ll match you with lenders and brokers who can help. The enquiry is free, quick and not a formal application — it helps us find the best fit so you can compare real offers with no obligation.
Start Your Enquiry Complete the form in under 2 minutes — we’ll put sector specialists in touch fast.
Your details are treated securely and shared only with relevant finance partners to deliver quotes that match your needs.
– How quickly can a UK logistics business get funding?
Many applicants get a call or email within hours and, once documents are supplied, standard working capital or vehicle finance can fund in days, while large fleet or property-backed deals take longer.
– Will completing the Fast Business Loans enquiry affect my credit score?
No—it’s a free soft eligibility check with no impact on your score, and any hard search only happens if you proceed with a lender.
– Are you a lender and does it cost to use your service?
We’re an introducer (not a lender) and our matching service is free with no obligation to proceed.
– What types of finance can you arrange for logistics and transport companies?
We match UK firms to working capital loans, asset and vehicle finance, invoice finance/factoring, bridging and property-backed loans, and sustainability/EV funding via trusted lenders and brokers.
– Can I finance both new and used HGVs, trailers and specialist equipment?
Yes—many panel lenders fund new and used assets with terms based on age, mileage and your business profile, typically from around £10,000.
– Do you support start-ups and seasonal cash flow peaks in logistics?
Yes—specialist lenders offer start-up and contract-win facilities plus revolving credit or short-term top-ups structured around seasonal peaks, subject to eligibility.
– Can I use invoice finance if customers pay in 60–90 days or for export invoices?
Yes—invoice finance and factoring can unlock cash from long debtor terms (including some export invoices), though fees and recourse terms vary by provider.
– What documents will lenders typically ask for?
Expect recent management accounts, bank statements, aged debtor/creditor reports, fleet inventory, key contracts/POs, and insurance/operator compliance details.
– Can I still get finance with adverse credit or a CCJ?
Potentially—specialist lenders consider the wider picture (contracts, cashflow and available security), with outcomes dependent on lender criteria.
– What loan amounts and rates are available for UK logistics finance?
Funding commonly starts from around £10,000 and scales with the asset/product and risk profile, with rates and fees set by the lender and disclosed in full before you proceed.