Manufacturing Business Loans & Finance Solutions

Summary: Fast Business Loans connects UK manufacturing companies with specialist lenders and brokers to secure finance for machinery, working capital, invoice gaps, property and sustainability projects. We’re an introducer — not a lender — and we provide a free, no-obligation eligibility check to match you with partners who typically arrange funding from £10,000 and upwards. Complete a short enquiry to Get Started — Free Eligibility Check and we’ll match you to the right finance specialists quickly.

Why manufacturers choose Fast Business Loans

Manufacturing businesses face frequent capital demands — equipment upgrades, raw material price swings, seasonal orders and compliance-driven investments. Fast Business Loans streamlines the search for finance by matching your company with brokers and lenders who specialise in manufacturing. Our service saves time, increases the chance of finding suitable options and keeps the enquiry simple: it’s a free, no-obligation introduction so you can compare offers without committing.

Important: Fast Business Loans is an introducer, not a lender. Submitting an enquiry is not a loan application — it simply helps us match your business to the best providers for your needs.

Get Started – Free Eligibility Check

Funding solutions tailored to UK manufacturers

Our panel of partners can help with a wide range of funding types. Below are common solutions, what they suit and typical use cases.

Asset & Equipment Finance

For CNC machines, production lines or robotics. Asset finance spreads the cost of new or used equipment across a term, often preserving capital and matching repayments to the usable life of the asset. Typical funding sizes: £10,000 to £1m+ depending on asset value.

Working Capital Loans

Short- to medium-term working capital to cover raw materials, staff costs, or energy bills during peaks. These can be unsecured or secured depending on lender and amount. Useful to smooth order-driven cashflow swings.

Invoice Finance & Supply Chain Funding

Unlock cash tied in unpaid invoices or fund against purchase orders. Invoice discounting and factoring improve liquidity quickly, helping manufacturers bridge long payment terms from larger customers.

Commercial Mortgages & Property Finance

Fund factory purchase, warehouse expansion or leasehold improvements. Lenders consider location, lease terms and business performance when assessing property finance.

Sustainability & Modernisation Loans

Funding for energy-efficiency upgrades, low-carbon equipment, or automation projects that cut long-term costs. Some brokers specialise in matching manufacturers to green finance options and incentives.

Free Eligibility Check

How our 4-step matching process works

1. Quick Enquiry: Tell us about your business and funding requirement (takes 2 minutes). Benefit: avoids endless searching.
2. Intelligent Match: We pair you with brokers/lenders experienced in manufacturing needs. Benefit: better-fit options.
3. Rapid Contact: Selected partners contact you to discuss details and next steps. Benefit: faster clarity and quotes.
4. Review & Decide: Compare proposals and choose the option that suits your business. Benefit: control remains with you.

Enquiries do not affect your credit score. Lenders or brokers may run credit checks later in the process if you progress with an application.

Get Matched with a Manufacturing Finance Specialist

Finance options for every manufacturing sub-sector

Manufacturing is broad — from food & beverage to precision engineering. Our partners typically have experience across:

• Food & Beverage Production: Funding for cold storage, packaging lines, seasonal working capital, and compliance upgrades.
• Metal Fabrication & Precision Engineering: CNC machines, jigs, tool refurbishments and contract-backed finance.
• Plastics, Chemicals & Pharmaceuticals: Plant upgrades, safety compliance, batch testing equipment.
• Textiles & Apparel: Investment in cutting tables, finishing machines, and stock finance for seasonal ranges.
• Electronics & High-Tech Manufacturing: SMT lines, clean-room upgrades, R&D equipment finance.
• Furniture, Joinery & Packaging: Workshop tooling, forklifts, material handling and premises upgrades.

For more detailed sector-focused information, see our dedicated manufacturing resource on manufacturing business loans for case-specific insights and lender types.

(This link connects you to our in-depth industry page: manufacturing business loans.)

What manufacturers typically need to qualify

Eligibility varies between funders, but common factors include:

• Minimum funding request usually £10,000 and upwards.
• Business structure (limited companies are most commonly supported).
• Trading history — some lenders prefer 12+ months trading; others will consider newer businesses with strong projections.
• Annual turnover and profitability — higher turnover typically unlocks larger facilities.
• Assets or stock that can be used as security for asset or invoice finance.
• Director information and potential personal guarantees for larger or secured facilities.

Each lender sets its own underwriting criteria — our role is to match you with partners whose criteria better fit your circumstances.

Advantages of working with specialist manufacturing lenders

Specialist lenders and brokers understand production cycles, seasonality, long supplier lead times and technical asset valuation. Benefits include:

• Faster, more realistic offers tailored to order books and contracts.
• Flexible repayment structures linked to contract milestones or seasonality.
• Access to niche products (PO finance, contract-backed loans, green equipment funding).
• Sector-savvy underwriting that values specialist assets correctly.
• Time saved: one enquiry connects you to multiple suitable partners.

Request a No-Obligation Quote

Fast Business Loans vs. going direct to lenders

We do not recommend specific lenders — we introduce you to partners and leave the final decision to you.

What to expect after you apply

Typical timeline after submitting an enquiry:

• Within hours: partner(s) contact you to clarify needs and request documentation.
• 1–7 days: initial indicative offers or term sheets from matched brokers/lenders (timing varies by product).
• 1–4 weeks: full underwriting, valuation and documentation for approved facilities.
• Funding: release timing depends on product — asset finance can often complete in 1–3 weeks; commercial mortgages typically take longer.

Your matched partner will outline required documents and next steps — Fast Business Loans only facilitates the introduction and does not handle lender underwriting.

Real-world manufacturing funding scenarios (illustrative)

• Tooling upgrade — Precision engineering firm: £75,000 asset finance to replace dated CNC tooling. Outcome: increased capacity and reduced lead-times; repayments aligned to expected production revenue.
• Seasonal cashflow — Food manufacturer: Invoice finance facility of £120,000 to bridge long customer terms during peak season. Outcome: maintained production without supplier delays.
• Sustainability investment — Packaging plant: £350,000 blended finance for energy-efficient ovens and solar PV. Outcome: lower long-term energy costs and access to lenders offering green incentives.

These are anonymised examples for illustration only and do not guarantee outcomes for your application.

Manufacturing finance FAQs

Ready to secure manufacturing finance?

If you need funding for machinery, working capital, invoice gaps, property or sustainability projects, our quick enquiry connects you to lenders and brokers who understand manufacturing. It’s free, secure and carries no obligation.

Get Your Manufacturing Finance Quote

Fast Business Loans is an introducer that connects businesses with finance providers. We do not provide loans or financial advice — acceptance, terms and rates are decided by lenders and brokers you are connected with.

– What types of manufacturing finance can you help me secure?
We introduce UK manufacturers to specialist lenders and brokers for asset and equipment finance, working capital loans, invoice finance, commercial mortgages and sustainability funding.

– What’s the minimum and maximum funding available for manufacturers?
Our partners typically arrange facilities from £10,000 to several million, depending on turnover, security and product type.

– How fast can we get manufacturing finance?
You’ll usually hear from a matched partner within hours, with indicative terms in 1–7 days and funding from around 1–3 weeks for many products.

– Will submitting your enquiry form affect our credit score?
No—the quick enquiry is a free, no‑obligation eligibility check and not a credit application, though lenders may run checks later if you proceed.

– Are you a lender or a broker?
Fast Business Loans is an introducer that connects you with trusted UK lenders and brokers; we don’t lend money or give financial advice.

– Do you work with new or early-stage manufacturers?
Yes—some partners consider start-ups and newer manufacturers where there’s a strong plan, forecasts and, if needed, additional security.

– What documents do lenders typically require?
Expect requests for recent bank statements, management accounts, ID, details of assets/invoices or contracts, and basic business information.

– Can you help if we’ve had adverse credit or been declined elsewhere?
Yes—our panel includes specialist lenders who can consider adverse credit or unusual trading histories on a case‑by‑case basis.

– Will security or a personal guarantee be required?
It depends on the facility, but asset and invoice finance are often secured on the asset or debtor book, while larger or unsecured loans may require a director guarantee.

– Do you offer green or sustainability finance for manufacturers?
Yes—we match manufacturers to brokers and lenders experienced in funding energy‑efficiency upgrades, low‑carbon equipment and modernisation projects.