Refinance & Consolidate via Fast Business Loans: Cash Flow

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Business Finance Solutions for UK Companies — Fast, Clear, and Tailored

Summary: Fast Business Loans connects UK limited companies and established SMEs with lenders and brokers to find suitable business finance solutions from £10,000 upwards. We’re an introducer — not a lender — and our free, no-obligation enquiry helps you get matched quickly so lenders or brokers can provide quotes. Complete a Free Eligibility Check in under two minutes to see your options: Free Eligibility Check.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

What is business finance and when you need it

Business finance covers any funding used to run, grow, or restructure a company. Typical uses include covering cashflow gaps, purchasing equipment, financing premises or vehicles, funding a refit, refinancing existing debt and supporting seasonal peaks. If your business needs from £10,000 upwards, business finance can bridge the gap between opportunity and execution.

If you’re not sure which option fits, get a tailored shortlist from our network by starting a Free Eligibility Check.

Why UK companies choose Fast Business Loans

Save time — compare quickly

Searching dozens of lenders is slow. Our short enquiry captures the essentials and matches you with brokers and lenders who actively place deals in your sector — saving hours of calls and emails.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Sector-aware matching

We connect you with partners who understand the nuances of construction, hospitality, manufacturing, agriculture and other specialist industries, improving the chances of relevant offers.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Free, no-obligation introduction

Submitting an enquiry is free and does not commit you to proceed. It’s an efficient way to get real offers without affecting your credit score. Ready? Get Quote Now.

Types of business finance we can connect you to

Through our panel you can explore a wide variety of solutions tailored to different needs and sizes of business (from £10k and up):

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

  • Business loans — unsecured or secured for growth or working capital.
  • Invoice finance — unlock cash tied up in unpaid invoices to improve liquidity.
  • Asset & equipment finance — fund machinery, vehicles, IT, catering or medical kit.
  • Commercial mortgages & property finance — for premises purchase or development.
  • Refinance & debt consolidation — reduce monthly costs or simplify multiple facilities.
  • Vehicle & fleet finance — hire purchase, leasing or asset-backed loans for vans/trucks.
  • Fit-out & refurbishment — finance to update premises or expand capacity.
  • Sustainability & energy funding — for solar, EV chargers, heat-pump installs and similar projects.

Not sure which fits? Request a tailored list in minutes: Free Eligibility Check.

How our matching process works

We keep the process simple and fast so you can focus on running your business.

Step 1 — Tell us about your business

Complete a short enquiry with basic company details, funding amount and purpose. It takes under two minutes.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Step 2 — We shortlist relevant partners

We match your brief to lenders and brokers with appetite for your sector, size and funding type.

Step 3 — Receive rapid responses

Brokers and lenders typically contact you by phone or email to discuss terms and request documents.

Step 4 — Compare and decide

Review offers, compare total costs and choose the best deal. You remain in control — there’s no obligation to accept any offer.

Eligibility factors & preparing your application

Different lenders assess applications in different ways, but most look at similar core factors:

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

  • Trading history — length of time trading and recent performance.
  • Turnover and profitability — revenue level and margins relative to the facility applied for.
  • Credit history — business and director credit records.
  • Security & collateral — whether the loan is secured against assets or property.
  • Purpose and supporting evidence — quotes, contracts, forecasts or invoices.

Typical documents lenders may ask for:

DocumentWhy it helpsTop tip
Accounts (last 1–3 years)Shows trading performanceProvide signed accounts where possible
Bank statements (3–6 months)Evidence of cashflowHighlight unusual one-offs
Management accounts / forecastsShows current trading and future planInclude a simple cashflow forecast
Proof of ID & company docsMandatory compliance checksHave scanned copies ready

If you need help preparing documents or understanding lender requirements, our matched brokers can guide you after you complete the enquiry. Start now: Get Quote Now.

Costs, terms & responsible borrowing

Costs vary widely by product and lender. Typical considerations include:

  • Interest type (fixed, variable) and quoted rates
  • Arrangement, broker and upfront fees
  • Repayment term (months to years) and frequency
  • Early repayment charges and default penalties

Always compare the total cost of borrowing (including fees) and test affordability against realistic forecasts. We recommend discussing terms with your accountant or an adviser if unsure. Remember: submitting an enquiry is free and non-binding — it helps you gather offers so you can compare them.

Industries we commonly support

We have experience matching businesses across many sectors, including:

  • Construction & trades
  • Hospitality & leisure
  • Healthcare & clinics
  • Manufacturing & engineering
  • Retail & e-commerce
  • Agriculture & farming
  • Logistics & transport

If your sector isn’t listed, we still may have suitable partners — check your options with a Free Eligibility Check.

Real results: fast responses & successful matches

Examples (anonymised):

  • Regional contractor — £120k asset finance for plant equipment; matched & funded in 6 weeks.
  • Independent café group — £35k fit-out finance; broker sourced a competitive hire-purchase facility.
  • Manufacturer — £450k invoice finance facility to unlock working capital; implemented within 10 days of acceptance.

Typical outcome: most enquiries receive a response from a partner within hours during business hours. Want similarly fast responses? Start your Free Eligibility Check.

Expert tips for choosing the right finance option

  1. Match term to purpose — use short-term facilities for working capital and longer-term finance for equipment or property.
  2. Compare total cost, not just headline rates — include fees and any deferred costs.
  3. Check flexibility — ability to make overpayments or redraw can matter.
  4. Ask about lender appetite and typical turnaround times before committing.
  5. Get independent advice for complex or high-value facilities.

Transparency & how we work

Fast Business Loans is an introducer that connects businesses with lenders and brokers who provide finance directly. We do not provide financial or investment advice — we introduce you to partner firms who may contact you with offers. Our service is free for businesses and submitting an enquiry is not an application for credit.

We aim to be clear and not misleading in our communications. By completing the enquiry you consent to us sharing your details with selected partners to obtain quotes. Any further credit checks or offers are handled by those partners, and approval is subject to their assessment and terms.

Frequently asked questions

Is Fast Business Loans a lender?

No. We introduce businesses to lenders and brokers who provide finance directly. We do not lend money ourselves.

Will submitting an enquiry affect my credit score?

No. Completing our enquiry does not impact your credit score. Lenders may perform credit checks only after you choose to proceed with an application.

How quickly will I hear from a lender or broker?

Most businesses receive contact within a few hours during business hours, often sooner. Response times depend on partner availability and the complexity of the request.

What loan amounts are available?

Our partners typically support facilities from £10,000 upwards. Options range from small working capital lines to multi-million-pound commercial facilities, depending on your business profile.

What information will I need to provide?

Basic company details, amount required, reason for funding and contact details. Partners may later request accounts, bank statements and ID for underwriting.

Do you guarantee approval?

No. We help you find relevant partners and increase access to suitable offers, but approval depends on the lender’s assessment.

Ready to explore your business finance options?

Complete a short enquiry now and get matched with lenders and brokers who can provide tailored quotes. It takes under two minutes, is free and without obligation.

Get Quote Now — Free Eligibility Check

Disclaimer: Fast Business Loans introduces businesses to lenders and brokers. We do not provide financial advice and do not lend. Approval, terms and lending decisions are the responsibility of the lender or broker. Submitting an enquiry is not an application for credit.

Related resource: learn more about practical business finance options on our business finance guide — business finance.


– What is Fast Business Loans and are you a lender?
Fast Business Loans is a free UK introducer that matches limited companies and established SMEs with trusted lenders and brokers; we are not a lender and do not provide financial advice.

– How does the Free Eligibility Check work?
You complete a two-minute enquiry with basic details, and we match you to relevant lenders or brokers who contact you with quotes, with no obligation to proceed.

– Will submitting an enquiry affect my credit score?
No—our enquiry is not a credit application and won’t affect your score, and any credit checks happen only if you choose to proceed with a partner.

– How quickly will I hear back and how fast could funding complete?
Most businesses are contacted within hours during business hours, and once you accept an offer, funding can complete in days to a few weeks depending on the product.

– What loan amounts and terms are available?
Our partners typically provide facilities from £10,000 upwards with terms ranging from months to several years depending on the finance type.

– What types of business finance can you connect me to?
We help compare secured and unsecured business loans, invoice finance, asset and equipment finance, vehicle and fleet finance, fit‑out funding, refinancing, and commercial mortgages.

– Who is eligible to use your service?
UK limited companies and established SMEs seeking £10,000 or more for working capital, equipment, property or growth can submit a free enquiry.

– What information and documents will lenders usually request?
Expect to share basic company details and funding purpose upfront, with accounts, recent bank statements, ID and supporting quotes or invoices typically requested later.

– What costs should I budget for?
Total cost varies by lender and product, so compare interest, arrangement and broker fees, repayment term, and any early‑repayment or default charges.

– Which industries do you support?
We regularly match businesses in construction, hospitality, manufacturing, healthcare, agriculture, retail and logistics, plus many other specialist sectors.

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