Commercial Finance Made Simple for UK Businesses

Summary: Fast Business Loans helps UK companies find the right commercial finance solutions quickly and for free. We’re an introducer — not a lender — and we match businesses seeking funding (from £10,000+) with lenders and brokers who specialise in commercial property, development, asset purchase and working capital. Complete a quick, no‑obligation Free Eligibility Check and get matched with the right providers.

How our commercial finance matching service works

Fast Business Loans makes the search for commercial finance fast and efficient. Our process is designed to save you time and put you in front of lenders or brokers who specialise in your needs.

1. Complete a short enquiry: Tell us about your business, the funding need and your contact details — it takes around 2 minutes. Get Your Free Eligibility Check.
2. Intelligent matching: We match your details with lenders and brokers experienced in the exact type of commercial finance you need.
3. Rapid contact: A matched lender or broker will contact you to discuss options and next steps — usually within a business day.
4. Compare and decide: Review offers and choose the provider that best fits your goals. There’s no obligation to proceed.

We only share your details with relevant partners for the purpose of matching; you remain in control. This is not a loan application — it’s a matchmaking step to connect you with potential providers.

Why commercial finance matters for UK SMEs today

Access to the right commercial finance can be the difference between stalled growth and successful expansion. Whether you’re buying property, funding a development, upgrading equipment or bridging a temporary cash gap, tailored finance unlocks opportunities.

Current pressures — rising costs, supply chain uncertainty and higher working capital needs — make having the right funding lines vital. The right commercial finance can secure property purchases, accelerate projects, protect margins and help you scale with confidence.

Types of commercial finance we can help you access

Our network covers a wide range of commercial finance products. Below are the most common solutions our partners provide.

Commercial mortgage & property finance

• Acquisition finance for investment or owner-occupied properties.
• Remortgages to release equity or refinance existing facilities.
• Structured term loans secured on commercial premises.

Property development & bridging finance

• Short-term bridging for acquisitions or immediate cash needs while longer-term funding is arranged.
• Development finance for projects from refurbishment to new builds — staged drawdowns based on progress.

Asset & equipment finance

• Hire purchase, lease and asset refinance for machinery, vehicles, plant and specialist equipment.
• Preserve working capital while deploying essential kit.

Working capital & invoice finance

• Revolving credit, overdrafts or invoice discounting to smooth cashflow and cover seasonal peaks.
• Tailored short-term facilities to bridge receivables and pay suppliers on time.

Specialist & sustainability finance

• Funding for energy efficiency projects, EV fleets, solar installations and similar green investments.
• Sector-specific facilities for hospitality, manufacturing, logistics and more.

To learn more about commercial finance options in detail, see our dedicated commercial finance resource on commercial finance.

Who we help: sectors and business profiles

We work with businesses across the UK that need commercial-grade finance. Our partners regularly support:

• Construction and property developers
• Manufacturing and engineering firms
• Hospitality — hotels, restaurants, pubs
• Healthcare, logistics, agriculture and retail
• Franchises, multi-site operators and established SMEs

We typically arrange facilities from £10,000 upwards — for larger-scale projects our partners can support multi‑million funding packages. If your business needs specialist lending, we’ll match you with providers who understand your sector and the specific risks and opportunities it presents.

Why choose Fast Business Loans for commercial finance?

Choosing who you speak to about finance matters. Fast Business Loans offers:

• Time-saving matching: We connect you to the most relevant lenders and brokers — no need to approach dozens of providers.
• No cost to you: Our service is free and carries no obligation to proceed.
• Sector experience: Matches are based on the type of finance you need and your industry profile.
• Fast responses: Partners typically contact enquires within one business day.
• Data privacy: Your details are shared only with matched partners for the purpose of arranging finance.

If you’re ready to explore options, start with a quick form: Get Quote Now.

Eligibility snapshot: what lenders may look for

Each lender sets its own criteria. The list below is a general guide to what commercial lenders commonly assess:

• Business structure and trading history (years in business)
• Turnover and profitability or realistic forecasts
• Loan purpose and repayment plan
• Security or collateral (property, equipment)
• Directors’ backgrounds and, where relevant, personal guarantees
• Open banking or management accounts for cashflow assessment

Completing our enquiry does not trigger a lender credit check. Formal credit searches only occur later, and only with your agreement.

What to expect after you submit an enquiry

1. We match your details to appropriate lenders/brokers.
2. A matched partner will usually contact you within one business day to discuss options and gather any missing information.
3. If you choose to proceed, the lender will complete a formal assessment and may request documentation (accounts, bank statements, property valuations).
4. Offers — once made — can be compared and accepted or declined. Timings vary by product: bridging can complete in days; development and mortgage lending typically take longer.

Ready to see what might be available for your business? Start Your Free Eligibility Check now.

Tips to strengthen your commercial finance application

Preparing in advance speeds decisions and improves outcomes. Practical steps:

• Prepare recent management accounts and at least 12 months of bank statements.
• Write a clear project summary and realistic cashflow forecasts.
• Detail any security you can offer, and obtain valuations if appropriate.
• Be ready to explain past credit issues — transparency helps brokers find the right fit.
• Have ID and proof of address for directors available for quicker onboarding.

Compliance, transparency & important information

Fast Business Loans is an introducer — not a lender — and does not provide regulated financial advice. Our service connects businesses with lenders and brokers who contact you directly to discuss products and terms. Submitting an enquiry is free and carries no obligation to take any offer.

Funding is subject to provider approval. Rates, fees and terms are set by the lender or broker who ultimately provides the finance. Any credit checks are performed by lenders/brokers and require your consent.

Commercial finance FAQs

Start your commercial finance enquiry today

Want to explore commercial finance options tailored to your business? Complete our quick, no‑obligation form and we’ll match you with lenders or brokers who specialise in the right type of funding. It takes under two minutes to Get Your Free Eligibility Check.

Fast Business Loans — connecting UK businesses with lenders and brokers who can help you access the commercial finance you need, fast and simply.

– What is Fast Business Loans and are you a lender?
Fast Business Loans is an introducer (not a lender) that matches UK businesses with trusted lenders and brokers for commercial finance.

– Is the enquiry form a loan application?
No — it’s a free, no‑obligation eligibility check used solely to match you with suitable finance providers.

– Will submitting an enquiry affect my credit score?
No, your enquiry won’t affect your credit score; any formal credit checks happen later and only with your consent.

– What types of commercial finance can you help me access?
We match businesses to commercial mortgages/property finance, development and bridging finance, asset/equipment finance, working capital and invoice finance, plus specialist sustainability funding.

– How much can I borrow?
Our partners typically offer facilities from £10,000 upwards, including multi‑million packages depending on your profile and the lender.

– How quickly will I hear back and how long does funding take?
A matched lender or broker usually contacts you within one business day, with bridging often completing in days while development and commercial mortgages take longer.

– Do you charge any fees?
Our matching service is free for businesses, while any arrangement, valuation or legal fees are set by the lender/broker and disclosed before you proceed.

– What are lenders’ typical eligibility criteria?
Providers commonly assess trading history, turnover/profitability or forecasts, loan purpose and repayment plan, available security/collateral, directors’ backgrounds and bank statements/open banking.

– Do you support start-ups or businesses with past credit issues?
Yes — many partners consider start-ups and cases with previous credit challenges, subject to suitability and lender criteria.

– What documents should I prepare to speed things up?
Have recent management accounts, at least 12 months of bank statements, a project summary and cashflow forecasts, details/valuations of any security, and ID/proof of address for directors.