Engineering Business Loans & Finance Solutions
Summary: Fast Business Loans helps UK engineering firms find the right finance — from equipment funding and asset finance to invoice and project loans. We don’t lend; we match your company with specialist lenders and brokers. Our free, no‑obligation enquiry takes under two minutes and does not affect your credit score. For a fast match, Start Your Free Eligibility Check.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Why engineering businesses seek finance
Engineering firms are capital‑intensive by nature. Whether upgrading CNC machines, bidding for a large contract, or managing a delayed milestone payment, access to the right finance can make the difference between winning work and missing opportunities. Common pressures include supply‑chain volatility, high upfront equipment costs, R&D and compliance investments, and seasonal cashflow swings.
If you need funding quickly to seize a project or to modernise plant and equipment, our matching service connects you to lenders and brokers who specialise in engineering sectors. Ready to compare options? Get Quote Now.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Engineering specialisms we support
Our lender and broker partners have experience across a wide range of engineering sub‑sectors, so we can match your needs to specialists who understand your trade and commercial cycle.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- Civil engineering — plant, site mobilisation and contract finance
- Mechanical & precision engineering — CNCs, lathes, tooling and asset finance
- Electrical & energy systems — switchgear, substations and energy projects
- Fabrication & machining — presses, welders and production upgrades
- Robotics & automation — funding for automation to boost capacity
- Maintenance & M&E services — working capital between contracts
For sector‑specific detail and examples, see our engineering business loans page on industry funding for engineering businesses: engineering business loans.
What can engineering finance cover?
Engineering finance can be tailored to meet many practical needs. Below are common uses and typical finance types matched to those uses.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
- New or upgraded machinery — Asset & equipment finance (hire purchase, finance lease)
- Project mobilisation & materials — Short‑term business loan or contract finance
- Bridge cashflow while waiting for payments — Invoice finance or factoring
- Premises or workshop purchase — Commercial mortgages & property finance
- Refinancing existing borrowing — Refinance or debt consolidation to improve monthly cashflow
Typical benefits include preserving capital, spreading payments, improving liquidity, and buying down lead times. If you want to check eligibility and see matched options, Start Your Free Eligibility Check.
Funding options available for UK engineering firms
Unsecured business loans
Fast to arrange for established businesses, unsecured loans can support working capital, short‑term projects or small expansions. Lenders will assess cashflow and trading history. Typical uses are project mobilisation or staffing for a new contract. Our panel can introduce lenders offering loans from £10,000 upwards.
Asset & equipment finance
Hire purchase and leasing are popular for machinery, vehicles and automation. Asset finance lets you spread cost while using the equipment immediately — often with flexible terms to match expected asset life.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Invoice & contract finance
Invoice finance unlocks the cash tied up in unpaid invoices, helping bridge payment gaps on long contracts or progress‑based billing. Contract finance can support mobilisation using the strength of a contract as security.
Commercial mortgages & property finance
For premises purchase, refinance or expansion, commercial property lending can be arranged. Terms and eligibility depend on property type, valuation and business cashflow.
Refinancing & debt consolidation
If existing borrowing is constraining growth, refinancing may reduce monthly costs or combine multiple facilities into one more manageable arrangement.
Note: Amounts and terms vary by lender and are subject to their assessment. Fast Business Loans introduces you to providers; rates and approvals are set by those lenders and brokers. To see personalised matches, Get Quote Now.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
How our free engineering finance matching works
We make the process quick and straightforward. Fast Business Loans is an introducer — we don’t lend and we don’t give regulated financial advice. Here’s how matching works:
- Submit a short enquiry — It takes under 2 minutes to tell us your business type, funding need and contact details.
- Smart matching — We match your request to lenders and brokers on our panel who best understand engineering businesses.
- Rapid contact — A matched provider will usually contact you by phone or email to discuss terms and next steps.
- Compare & decide — Review the offers and proceed directly with the lender or broker you choose. There’s no obligation to proceed.
Your initial enquiry does not affect your credit score. If you want a match now, Start Your Free Eligibility Check.
Eligibility basics & preparing your application
Preparing documents in advance speeds up the process. Typical information lenders will want includes:
- Company trading history and structure
- Recent management accounts and last full year accounts
- Bank statements (usually 3–6 months)
- Details of major contracts, purchase orders or pipeline
- List of existing borrowing and any security offered
- Quotes or specifications for equipment to be financed
Trading history and profitability drive many decisions, though some lenders on our panel consider businesses in growth or turnaround phases. Poor credit history doesn’t always rule you out — we work with partners who assess cases on individual merits.
Tip: Uploading key documents when requested will help matched lenders provide faster, more accurate quotes.
Why engineering firms choose Fast Business Loans
- Sector knowledge — we match you with lenders familiar with engineering project cycles.
- Speed — a short enquiry connects you to appropriate partners quickly.
- Choice — compare multiple options from brokers and lenders to find a better fit.
- Free to use — there’s no charge for submitting an enquiry and no obligation to proceed.
- Confidential & secure — we only share your details with relevant finance partners.
Want to compare options? Get Quote Now.
Real‑world funding scenarios
Below are anonymised examples of how engineering companies have used finance (illustrative only).
- Precision machining SME, Birmingham — Secured £150,000 asset finance for a CNC upgrade. Matched within 24 hours; equipment funded on hire purchase with staged payments to align with cashflow.
- Electrical contractor, South West — Used invoice finance to bridge payments on large installation contracts; liquidity improved and the business could take on two additional contracts.
- Automation specialist, Midlands — Combination of equipment lease and a short term loan supported an R&D prototype and initial production runs.
Results and timelines depend on the lender and the completeness of information supplied. See what we can do for your engineering project by starting a free eligibility check.
Additional support & government‑backed schemes
Certain government initiatives may complement commercial finance — for example, British Business Bank programmes or government‑backed loan guarantees in specific circumstances. R&D tax credits and capital allowances can also affect affordability for R&D and equipment investments.
Fast Business Loans can introduce you to lenders and advisers who are experienced with these schemes, but some programmes require direct application to official bodies. For official guidance, consult GOV.UK and the British Business Bank.
Engineering finance checklist
- Confirm the amount you need (minimum £10,000) and preferred term.
- Prepare 3–6 months of business bank statements.
- Gather recent management accounts and last year’s accounts.
- List major contracts, purchase orders or pipeline evidence.
- Note existing borrowing and any assets available as security.
- Decide who will be your main contact for lender conversations.
Frequently asked questions
Is Fast Business Loans a lender?
No. We are an introducer that connects engineering firms with lenders and brokers. We do not provide loans or regulated financial advice.
How quickly will I hear back after submitting an enquiry?
Many businesses receive contact within a few hours during business days; response time depends on the matched providers and completeness of your enquiry.
Does submitting an enquiry affect my credit score?
No — the initial enquiry does not affect your credit score. Lenders may carry out credit checks later if you choose to progress with their offer.
What loan amounts are available?
Our partners typically handle requests from £10,000 up to several million pounds, depending on the facility and lender capacity.
Can I apply if I have had a previous refusal?
Yes. Because our panel includes a range of lenders with different appetite and criteria, you may still be eligible via a different provider.
Do you offer specialist equipment finance?
Yes. Asset and equipment finance are commonly arranged for engineering machinery, vehicles and automation technology.
Important information & disclaimer
Fast Business Loans is an introducer that connects businesses with finance brokers and lenders. We do not lend or provide regulated financial advice. Our service is free and there is no obligation to proceed after being matched. Terms, rates and approvals are set by the lender or broker you are introduced to. Please consider affordability and seek independent advice if uncertain.
Ready to explore finance for your engineering business?
Complete a short enquiry and we’ll match you with specialist lenders and brokers who understand engineering projects and assets. It takes under two minutes and won’t affect your credit score.
Start Your Free Eligibility Check
Prefer to talk? Call our team during office hours for guidance on the types of finance likely to suit your business.
1) What types of engineering finance can you match me with?
A: We connect UK engineering firms to asset and equipment finance (hire purchase, finance lease), invoice and contract finance, unsecured business loans, commercial mortgages, and refinancing options.
2) What can engineering finance cover?
A: Funding can cover CNC machines and tooling, plant upgrades, project mobilisation and materials, bridging cashflow while awaiting milestone payments, and purchasing or refinancing premises.
3) Is Fast Business Loans a lender?
A: No — we are an introducer that matches engineering businesses with specialist lenders and brokers, and we don’t provide loans or regulated financial advice.
4) Is the enquiry form a loan application or any kind of commitment?
A: It’s a free, no‑obligation eligibility enquiry used to match you with suitable providers, not a formal loan application.
5) Will submitting an enquiry affect my credit score?
A: No, the initial eligibility check does not affect your credit score, though lenders may run checks later if you decide to proceed.
6) How fast can I get matched and funded?
A: You’ll typically hear from a matched provider within hours on business days, and funding speed depends on the lender and your documents, often within days for standard facilities.
7) What loan amounts and terms are available for engineering businesses?
A: Our partners commonly arrange facilities from £10,000 to several million, with terms set by the lender and the asset or purpose.
8) What information or documents should I prepare?
A: Have 3–6 months of bank statements, recent management and annual accounts, details of major contracts or POs, existing borrowing, and quotes/specs for equipment.
9) Can you help if I’ve been refused elsewhere or have imperfect credit?
A: Yes, our panel includes lenders with different risk appetites who consider growth or turnaround cases and assess each on its merits.
10) Do you support government‑backed schemes or R&D incentives?
A: We can introduce lenders familiar with British Business Bank schemes, and R&D tax credits and capital allowances may also improve affordability (check official guidance for eligibility).