Commercial Finance for UK Businesses – Compare, Match & Move Fast

Summary: Fast Business Loans is a free introducer service that helps UK limited companies and established SMEs find the right commercial finance — from commercial mortgages and development finance to asset and invoice funding. We do not lend or give regulated financial advice; instead we match businesses seeking funding (from £10,000 upwards) with lenders and brokers who specialise in their sector. Complete a quick, no‑obligation Free Eligibility Check and receive tailored introductions so you can compare offers quickly.

Why commercial finance matters for growing businesses

Commercial finance is the range of funding solutions businesses use to purchase property, develop land, refinance existing loans, buy equipment or support working capital. In the current UK market, specialist lenders and brokers often offer tailored terms that mainstream high-street products won’t. Choosing the right product can reduce borrowing costs, unlock growth opportunities and protect cash flow — but finding the best fit takes time and market knowledge.

How Fast Business Loans streamlines your commercial finance search

We act as a simple bridge between your business and a wide panel of lenders and brokers. Our service helps you without cost or obligation:

• Quick matching — submit a short enquiry and we select partners who specialise in your sector and loan size.
• Time saved — one form connects you to multiple possible sources rather than contacting dozens individually.
• Sector expertise — introductions are targeted to lenders/brokers with proven experience in areas like property, development, hospitality and manufacturing.
• No obligation — you choose whether to proceed with any introduction or offer.

Free Eligibility Check — complete a short form and get matched to the most relevant providers.

Funding scenarios we can help with (sector-led use cases)

Property investors & commercial mortgages

Funding for buy-to-let commercial property, multi-unit blocks or investment portfolios. Lenders consider property value, rental income and loan-to-value (LTV). We connect you with specialist commercial mortgage brokers and lenders who handle complex valuations and portfolio borrowing.

Developers & refurbishment projects

Short-term development finance, refurbishment or conversion loans for projects from small refurbishments to larger schemes. Lenders focus on GDV (gross development value), exit strategy and borrower experience — we introduce development finance brokers who manage underwriting and lender negotiation.

Hospitality, retail & leisure fit-outs

Finance for refurbishments, new sites or seasonal cashflow for pubs, hotels, restaurants and retail. We link businesses to lenders and brokers that understand trading seasonality and sector-specific risks.

Office expansion & professional premises

Loans for office relocation, fit-out or acquisition. We match you with providers experienced in commercial property finance for growing firms.

Manufacturing, logistics & asset-backed growth

Asset finance, machinery purchase and working capital for manufacturing and logistics businesses. Our partners can offer hire-purchase, leasing and asset-backed lending suitable for scale-up projects.

Talk to a specialist broker – Get Quote Now

Types of commercial finance we introduce

We introduce a wide range of commercial finance products depending on your needs and security available. Typical solutions include:

Many businesses combine products (for example, development finance plus bridging) — brokers on our panel can structure blended solutions. For more detail about property-related finance, see our dedicated commercial finance guidance on the commercial finance pillar page: commercial finance.

Step-by-step — From enquiry to funding

Here’s how most matches progress:

1. Complete the short enquiry form (under 2 minutes) — supply business details, funding amount and purpose.
2. We match you with suitable lenders/brokers based on sector, loan size and security.
3. Introductions are made; you’ll typically receive contact within hours (sometimes minutes during business hours).
4. Compare indicative offers, provide documentation, and move to formal application if you choose to proceed.

Submitting an enquiry is a soft search only; formal credit checks are performed by lenders later and only if you proceed. Ready to start? Get Started — Free Eligibility Check.

What lenders consider for commercial finance approval

Understanding lender priorities helps you present a stronger case. Key considerations include:

Business financials & trading history

Management accounts, turnover, profit margins and VAT returns are primary documents. Lenders look for stability and a credible ability to service debt.

Security, assets and loan-to-value (LTV)

Property and tangible assets increase borrowing options and improve pricing. LTV expectations vary by product and sector.

Cash flow forecasts & exit strategy

For development or bridging finance, clear exit plans and realistic cashflow projections are essential.

Director credit profile & experience

Experienced directors with strong historic performance increase lender confidence. Prepare to explain any previous credit issues openly — many lenders assess context, not just credit scores.

How to strengthen your commercial finance application

• Prepare up-to-date management accounts and 12–24 month cashflow forecasts.
• Document the purpose of funds and an exit/repayment plan (sale, refinance, increased revenue).
• Gather supporting documents: business plan, valuation reports, construction quotes and professional CVs if relevant.
• Check and correct director credit reports where possible before formal submission.
• Consider involving an accountant, surveyor or solicitor early for complex transactions.

Want specialist help preparing your application? Speak with a broker who understands your sector.

Why use Fast Business Loans vs approaching lenders directly

Approaching a large panel through one quick enquiry often beats contacting lenders one-by-one:

• Speed — we shortlist likely matches fast so you avoid wasted applications.
• Expert matching — brokers know niche lenders and will present your case to the right underwriters.
• Multiple options — you can compare terms from different sources rather than accepting the first offer.
• Confidentiality — your details are only shared with partners relevant to your request.

Our service is free to use and there’s no obligation to proceed with any introduction or offer. Get Quote Now.

Frequently asked questions

Ready to explore your commercial finance options?

Fast Business Loans makes it quick and simple to compare suitable commercial finance providers. Next steps:

• Click the link below and complete the short form (under 2 minutes).
• We’ll match you with the most relevant brokers and lenders.
• Receive tailored quotes and advice — no obligation to proceed.

Start My Free Commercial Finance Enquiry

No obligation. Completing the form allows selected brokers and lenders to contact you with tailored offers. Any finance is subject to lender assessment and eligibility criteria.

– What is commercial finance and how does your free introducer service work?
Commercial finance covers funding like commercial mortgages, development, asset and invoice finance, and we match UK businesses to suitable brokers and lenders—free, fast, and with no obligation.

– Is the enquiry form a loan application?
No—it’s an information-only Free Eligibility Check used to match you with providers, not a formal application.

– Will submitting an enquiry affect my credit score?
No, it’s a soft search only; any hard credit checks happen later with a lender if you choose to proceed.

– What loan amounts can you introduce?
We typically connect businesses to facilities from around £10,000 up to multi‑million‑pound deals, depending on security, sector and profile.

– How quickly will I hear from a broker or lender, and how fast can funds arrive?
You’ll usually get contact within hours (sometimes minutes), with funding times ranging from rapid bridging to longer timelines for mortgages or development finance.

– What types of finance can you connect me with?
Commercial mortgages, bridging loans, development finance, asset and equipment finance, invoice finance, refinance and working‑capital solutions.

– Do I need property or other security to qualify?
Not always—while security can improve pricing and LTVs, options like asset or invoice finance and some unsecured facilities may be available subject to eligibility.

– What fees should I expect?
Our introductions are free for businesses; lenders/brokers may charge arrangement, valuation and legal fees which are disclosed before you proceed.

– Can you help start-ups or businesses with previous declines or weaker credit?
Yes—our wide panel includes specialists for start-ups and context‑based underwriting, so you may still qualify even if you’ve been turned down elsewhere.

– Do you cover my sector and location across the UK?
Yes—we match businesses nationwide across England, Scotland, Wales and Northern Ireland, including sectors like property, hospitality, manufacturing and professional services.