Small Business Loans: Fast Quotes & Trusted UK Lender Connections

Summary: Fast Business Loans helps UK companies access business finance from £10,000 upwards by matching them to suitable lenders and brokers. Complete a short, no‑obligation eligibility check to get tailored introductions — no impact on your credit score at enquiry stage. Free Eligibility Check

Fast Business Loans is an introducer that connects businesses with lenders and brokers; we do not provide loans or regulated financial advice.

Why speed matters for small business funding

Cashflow and timing often decide whether a business seizes an opportunity or misses it. Whether you need immediate working capital to cover a supplier payment, urgent funds to complete a contract, or quick finance to purchase critical equipment, speed matters. Fast Business Loans helps you move quickly by identifying lenders and brokers who specialise in your sector and the loan type you need.

If time is of the essence, start with a short eligibility check to see who can help. Get Started Free Eligibility Check

What is a small business loan?

A small business loan is a form of funding designed to support company needs — from working capital and expansion to asset purchases or refinancing. Loans can be secured against assets or unsecured; terms and eligibility vary by lender and purpose.

Typical funding scenarios

• Short-term working capital to bridge cashflow gaps
• Purchase of machinery, equipment or vehicles
• Refurbishment or fit-out of premises
• Growth capital for new projects, hires or stock
• Refinancing or consolidating existing debt

Quick definition

Small business loans are commercial facilities provided to limited companies and incorporated businesses (not sole traders) to support operations, investment or growth. If you’re seeking solutions specifically tailored for smaller businesses, our overview on small business loans explores options in greater depth.

How Fast Business Loans works

We make the matching process simple and quick so you can focus on running your business.

Step 1 – Share a few details

Complete our short enquiry form with basic business information and the funding amount/purpose. It takes under two minutes.

Step 2 – Intelligent matching

We match your request to a panel of lenders and brokers with relevant sector experience and appetite for your loan size. Matches are selected to improve the chance of a suitable offer.

Step 3 – Compare offers

Introduced providers will contact you directly to discuss terms and any documentation required. You can compare proposals and decide whether to proceed — there is no obligation.

Start now: Get Quote Now

Eligibility snapshot: who we can help

While eligibility depends on the lender, typical minimums include:

• Loan sizes from around £10,000 upwards
• Limited companies with trading history (many lenders look for 6–12 months trading; some support new businesses)
• Turnover and profit thresholds vary by product
• Credit history considered — some lenders specialise in more complex credit profiles

Document requests commonly include bank statements, management accounts, and a brief outline of why you need the funds.

Even if you’ve been declined before, our broad panel may have suitable alternatives — it’s worth checking. Free Eligibility Check

Types of small business loans & finance available

Our network can introduce businesses to providers offering a wide range of facilities. Common types include:

Unsecured business loans

Shorter-term, no asset security required. Suitable for working capital or smaller projects. Rates and amounts depend on creditworthiness and lender appetite.

Secured loans & asset-backed finance

Loans secured against property, plant or equipment typically allow larger amounts or longer terms at lower rates. Ideal for investment in premises or major machinery.

Invoice finance & factoring

Release cash tied up in unpaid invoices to improve liquidity. Useful for businesses with clear, unpaid customer invoices.

Merchant cash advances

Repayments are linked to card takings; can be useful for retail and hospitality businesses with fluctuating turnover, though costs can be higher.

Asset & equipment finance

Finance new or used equipment with options to buy outright, lease or refinance — commonly used for vehicles, manufacturing tools or specialist plant.

Refinance & debt consolidation

Combine multiple facilities or replace expensive borrowing to improve monthly cashflow and simplify repayments.

Compare APR, fees and total repayable amounts before committing — offers can look similar at first glance but differ in cost. Get Quote Now

Costs, rates & repayment considerations

Costs depend on: credit profile, loan term, security, turnover and sector risk. When comparing offers, consider:

• Interest rate and APR (or equivalent total cost metrics)
• Arrangement, broker or origination fees
• Early repayment charges or balloon payments
• Whether repayments are fixed or variable

We aim to connect you with providers who present clear, itemised quotes so you can compare like for like. Remember: any figure is subject to lender underwriting and criteria.

Why use Fast Business Loans vs going direct?

Searching multiple lenders takes time and risks wasted credit checks. Benefits of using Fast Business Loans:

• Save time — one short enquiry reaches multiple suitable providers
• Better matches — we prioritise lenders/brokers with sector experience
• No obligation — only proceed if you choose to
• Support for complex situations — specialist brokers in our panel can help non-standard applications

Example: A builder needing £50k for materials was declined by a high‑street bank. After a single enquiry we matched them to a broker who secured a short-term asset-backed facility that allowed the project to complete on time.

Compare lenders now

Industries we regularly support

We commonly place enquiries for:

• Construction & trades
• Hospitality & leisure
• Retail & e-commerce
• Manufacturing & engineering
• Logistics & transport
• Healthcare & care services
• Agriculture and food production
• Sustainability & green projects

Our partners include lenders experienced in niche sectors; tell us your industry in the form so we can match you with the right expertise.

Preparing for a successful enquiry

A little preparation speeds decisions. Typical checklist:

• Recent business bank statements (3–6 months)
• Management accounts or profit & loss
• Clear statement of the funding purpose and required amount
• Cashflow forecast or brief project plan for larger loans
• List of existing borrowings and monthly repayments

Having these ready helps lenders provide accurate quotes quickly.

Responsible borrowing & compliance commitments

We promote clear, fair and not misleading information. Fast Business Loans introduces businesses to finance providers; we do not give regulated financial advice. All quotes and terms are subject to lender status and criteria. Consider affordability and speak to the lender or broker about any concerns before you commit.

Frequently asked questions

Will completing an enquiry affect my credit score?

No — an initial eligibility check through Fast Business Loans does not impact your credit file. Lenders may perform credit searches only if you decide to proceed.

How quickly can I receive funds?

Funding timelines vary. Some lenders can decide within 24–48 hours after documentation; others need longer for secured or complex facilities.

What loan amounts do you support?

Our network typically supports business finance from around £10,000 upwards, depending on lender criteria and business size.

Do you work with start-ups?

Yes — many partners on our panel offer solutions for early-stage businesses, but eligibility will depend on trading history and the product.

Can I apply if I already have existing borrowing?

Yes. Several lenders specialise in refinancing or consolidating existing debt to improve cashflow or reduce monthly costs.

How much does your service cost?

Fast Business Loans is free for businesses. Any broker or lender fees are disclosed by the provider and agreed directly with you.

Ready to explore your small business loan options?

If you need funding from £10,000 upwards, start with a short, no‑obligation eligibility check. We’ll match your business to lenders and brokers who can help — quickly and securely.

Start Your Free Eligibility Check

Disclaimer: Fast Business Loans introduces businesses to finance providers. We do not provide loans or regulated financial advice. All lending is subject to lender criteria and status. Quotes are indicative until a lender completes its checks.

– Is Fast Business Loans a lender?
No—Fast Business Loans is an introducer that connects UK limited companies with trusted lenders and brokers; we don’t lend money or provide regulated financial advice.

– Will completing an enquiry affect my credit score?
No; our quick eligibility check doesn’t impact your credit score, and any formal credit search happens only if you choose to proceed with a lender.

– How quickly can I get funds?
Many lenders can issue decisions in 24–48 hours once documents are received, while secured or more complex facilities may take longer to complete.

– What loan amounts are available?
Our partners typically offer UK small business finance from around £10,000 up to several million pounds, subject to lender criteria and your company’s circumstances.

– Do you charge for your service?
No, our matching service is free for businesses, and any broker or lender fees are disclosed and agreed directly with the provider.

– Is the enquiry an application or any obligation to proceed?
It’s a no‑obligation enquiry—not a loan application—used to match you with suitable lenders or brokers who’ll discuss options with you directly.

– Who is eligible to apply?
We mainly support UK limited companies (not sole traders), typically with 6–12 months’ trading, though some lenders consider newer businesses and cases with previous declines or existing borrowing.

– What types of business finance can you match me with?
We can introduce you to secured and unsecured business loans, invoice finance, merchant cash advances, asset and equipment finance, and refinance or debt consolidation solutions.

– What documents will I need?
Lenders commonly request 3–6 months’ business bank statements, recent management accounts, details of the loan purpose and amount, and for larger loans a cashflow forecast or project plan.

– How are rates and costs determined?
Pricing depends on credit profile, term, security, turnover and sector risk, so compare APR, fees and total repayable across offers before committing.