Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Business Loans for UK Companies – Free Eligibility Check
Summary: Fast Business Loans helps UK limited companies and SMEs find business funding from around £10,000 upwards by matching you with specialist lenders and brokers. Our free enquiry is not a loan application and won’t affect your credit score — it simply lets us connect you to the best providers for your needs so you can get tailored quotes quickly. Get started with a Free Eligibility Check and receive lender/broker contact within hours.
Get Started — Free Eligibility Check
Why UK Businesses Choose Fast Business Loans
Running an SME means decisions about cash and growth are constant. Fast Business Loans saves you time and gives you a clearer route to funding by introducing your business to lenders and brokers who specialise in your sector and loan size.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
- Speed — submit a short enquiry and see matched lenders/brokers contact you quickly.
- Relevance — we match based on sector, trading history and funding purpose to increase chances of a suitable offer.
- No obligation — our service is free for businesses and you are under no obligation to proceed after receiving quotes.
- Privacy & security — your details are shared only with selected partners who can help with your request.
Want a rapid quote? Free Eligibility Check
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
What is a Business Loan?
A business loan is finance provided to a company to fund working capital, growth, equipment, property or to refinance existing debt. Loans can be secured (backed by assets such as property or equipment) or unsecured (based on the business’s credit, trading history and cash flow). Terms can range from months to several years depending on the product and lender.
Types of Business Finance We Can Help You Access
We connect companies with providers across a broad range of commercial finance solutions. Typical uses include buying stock, smoothing seasonal cash flow, purchasing equipment, refinancing debt, or funding expansion.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Unsecured Business Loans
Quick to arrange for businesses with good trading history and credit. Suitable for working capital and short- to medium-term needs. Typical amounts often start from £10,000.
Secured Business Loans
Backed by assets (property, equipment). Can support larger sums and longer terms. Useful for major investments or property-related financing.
Invoice Finance
Unlock cash tied up in unpaid invoices to improve liquidity. Common for service businesses and B2B suppliers.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Asset & Equipment Finance
Finance for vehicles, machinery, IT or production equipment. Options include hire purchase, lease or asset refinance.
Merchant Cash Advances & Cashflow Loans
Fast access to working capital repaid via future card takings or daily/weekly payments — useful for seasonal peaks.
Sustainability & Green Finance
Loans for energy efficiency upgrades, solar PV, EV chargers, and other sustainability investments. Speak to partners specialising in green funding.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Industries We Support
Our network includes brokers and lenders experienced across many UK sectors. Below are some examples:
- Construction & Trades
- Hospitality, Pubs & Restaurants
- Healthcare & Social Care
- Manufacturing & Engineering
- Retail & E‑commerce
- Transport, Logistics & Fleet
- Agriculture & Farming
- Sustainability projects
Mini case study
Construction firm needed new plant and short-term cashflow while waiting on payments. After a quick enquiry they were matched to an asset finance broker and a short-term cashflow lender — options were presented within 48 hours, and they selected asset finance to buy equipment with affordable monthly payments.
How Our Process Works
Our process is designed to be transparent and fast. Here’s how it typically operates:
- Quick enquiry: Complete a short form with a few business details (takes under 2 minutes).
- Smart match: We match your request to brokers/lenders best suited to your sector and loan size.
- Rapid response: Selected partners contact you to discuss options and request any supporting documents.
- Choose & proceed: Compare tailored offers and proceed directly with the lender or broker you prefer.
Start the process now — Get Quote Now
Eligibility & Documentation Checklist
Requirements vary by lender and product, but these are commonly requested:
- Company registration details (company number, registered address)
- Recent management accounts or up-to-date bookkeeping (often 3–12 months)
- Business bank statements (typically 3–6 months)
- Details of the amount required and its purpose
- Information on any existing finance or adverse credit events
Tip: if you have had a previous decline, our panel includes lenders who consider alternative credit profiles — it’s still worth enquiring.
Costs, Rates & Repayment Considerations
Rates depend on product type, loan size, security, and the business’s financial profile. The best way to know is to request a tailored quote. Below is a general guide to typical APR ranges — use this only as an indicative starting point.
| Product | Indicative APR Range* |
|---|---|
| Unsecured business loans | 8% – 40%+ |
| Secured loans / property-backed | 6% – 15%+ |
| Invoice finance | 1% – 5% of invoice value per month (varies) |
| Asset & equipment finance | 4% – 20%+ |
*Ranges are illustrative. Actual costs will vary; always review the full terms from the lender. Fast Business Loans does not set or guarantee rates.
Responsible Borrowing & Compliance
Borrowing should always be affordable and appropriate for your business. Fast Business Loans is an introducer and does not provide regulated financial advice — lenders and brokers will assess affordability and suitability before any agreement. Submitting our enquiry does not impact your personal or business credit score; lenders may carry out credit checks later if you choose to proceed.
We encourage businesses to review lender terms carefully and seek independent advice for complex finance decisions.
Success Snapshot
“Matched to an asset finance broker within hours — funded new machinery in one week. Simple and fast.” — Local manufacturer (anonymised)
FAQs About Business Loans via Fast Business Loans
Does submitting an enquiry affect my credit score?
No. Completing our enquiry form is a soft, non-credit-impact step to help us match you with lenders and brokers. If you proceed with a lender, they may perform formal credit checks in line with their process.
What loan amounts can you help arrange?
We introduce businesses to partners who typically fund from around £10,000 upwards. Available amounts depend on sector, trading history and the product chosen.
How fast will I hear back after enquiring?
Most businesses receive contact from matched lenders or brokers within a few hours during business hours — sometimes sooner. Complex cases may take longer.
Do you charge fees?
Our matching service is free for business owners. Any fees charged by a lender or broker will be disclosed by that provider before you proceed.
Can you help if I’ve been refused before?
Yes — we work with a wide panel and may be able to put you in touch with lenders or brokers who consider different risk profiles. Complete the enquiry to find out your options.
Next Steps & Call to Action
Ready to explore suitable business finance options? Complete our short enquiry and we’ll match your company with lenders and brokers who fit your needs. It’s free, quick and non-binding — and a great way to see tailored options without searching dozens of providers.
Start Your Enquiry — Free Eligibility Check
Content Reviewer
Content reviewed by: Sarah Thompson, Head of Partnerships, Fast Business Loans — experienced in commercial finance introductions and partner selection.
– Is Fast Business Loans a lender?
No — we’re a free UK introducer that connects your business with trusted lenders and brokers, with no obligation to proceed.
– Will submitting the Free Eligibility Check affect my credit score?
No — the enquiry isn’t a loan application and won’t impact your credit score, though lenders may run checks if you choose to proceed.
– What loan amounts can I access through your partners?
Our partners typically fund from around £10,000 upwards, subject to your sector, trading history, and the finance product.
– How quickly will I hear back and how fast can funding be arranged?
Matched lenders/brokers usually contact you within hours during business hours, and funding can follow in days depending on the product and documents.
– What types of business finance can you help me compare?
We match UK companies to unsecured and secured business loans, invoice finance, asset and equipment finance, merchant cash advances/cashflow loans, and sustainability/green finance.
– What are the typical interest rates and costs?
Indicative ranges are unsecured loans 8%–40%+, secured 6%–15%+, invoice finance 1%–5% of invoice per month, and asset finance 4%–20%+, with exact pricing set by the lender.
– What are the eligibility criteria?
Eligibility varies by lender and product, but we match based on your sector, trading profile, loan purpose, and affordability.
– What documents will I need to provide?
Common requests include company details, recent management accounts (often 3–12 months), 3–6 months of business bank statements, the funding amount and purpose, and any existing finance/adverse credit.
– Can you help if I’ve been declined elsewhere or have adverse credit?
Yes — our panel includes lenders who consider alternative credit profiles, so it’s still worth submitting an enquiry.
– Which industries do you support?
We connect businesses across construction, hospitality, healthcare, manufacturing, retail/e‑commerce, logistics, agriculture, sustainability projects and more to lenders experienced in their sector.