Business Loans for UK Companies: Compare Lenders Fast with Fast Business Loans
Quick summary: Fast Business Loans is not a lender — we’re a free introducer that matches UK limited companies and SMEs with the best brokers and lenders for their needs. Complete a short enquiry and we’ll connect you to finance options for loans from £10,000 upwards (workings capital, equipment, asset finance, invoice finance, refinance and more). Submitting an enquiry is quick, confidential and does not affect your credit score. Get a Free Eligibility Check in under two minutes.
How our business loan matching service works
We make finding business finance simple. You tell us what you need via a short enquiry, and we introduce your business to lenders and brokers who specialise in your sector and loan size. The process is designed to be fast, transparent and low effort for busy directors.
- Complete a 2-minute enquiry — basic business details, funding amount and purpose.
- We match you with vetted brokers and lenders suited to your needs and sector.
- Partners contact you to discuss options and provide indicative quotes.
- You decide whether to proceed — there is no obligation to accept any offer.
We use soft eligibility checks initially so your credit file is not affected by the enquiry. Full credit searches are only carried out by lenders or brokers when you choose to progress. Start Your Business Loan Enquiry
Types of business loans we can introduce you to
Through our network you can be introduced to lenders offering a wide range of commercial finance products. Below are common solutions — your matched partner will recommend the most suitable options for your circumstances.
Unsecured business loans
Short- to medium-term loans with no property security. Suitable for established companies with a solid trading record.
Secured business loans & commercial mortgages
Lower rates may be available when you provide security such as property or assets. Ideal for larger borrowing needs or refinancing.
Short-term & bridging finance
Fast, temporary funding to bridge cashflow gaps or complete time-sensitive deals.
Invoice finance & factoring
Release cash tied up in unpaid invoices to improve liquidity and support growth.
Asset & equipment finance
Fund vehicles, machinery, IT, medical or catering equipment with hire purchase, lease or finance options.
Growth, expansion & fit-out loans
Capital to open new premises, expand operations, or undertake refurbishments.
Sustainability & green finance
Funding for energy-saving projects such as solar PV, EV chargers and efficiency upgrades.
Who we help across the UK
We introduce businesses from a wide range of industries to lenders who understand their specific challenges. Typical sectors we support include:
- Construction & trades
- Hospitality, hotels and restaurants
- Retail & eCommerce
- Manufacturing & engineering
- Healthcare & care homes
- Agriculture & farming
- Logistics & transport
- Franchises and growing SMEs
We typically handle enquiries for loan amounts starting from £10,000 upwards — our partners can arrange funding into the millions depending on need. If you want a lender who understands your sector, Talk to Specialists in Your Sector.
Why choose Fast Business Loans?
We focus on speed, relevance and transparency. Our service is built to save you time and increase your chances of finding suitable funding.
- Fast responses: most enquiries receive a call or email within hours.
- Free and no obligation: using our introducer service costs you nothing.
- Sector-aware matching: we pair you with partners who know your industry.
- Confidential and secure: we only share details with relevant finance partners.
- Clear process: transparent next steps and no hidden promises.
“Fast Business Loans matched us with a lender who understood contracting cashflow — funding approved within 72 hours.” — Construction contractor, anonymised
Business loan eligibility: what lenders look for
Eligibility varies by product and lender, but the main factors typically considered are:
- Time trading and company structure (limited companies are supported)
- Annual turnover and recent trading performance
- Profitability and cashflow forecasts
- Existing liabilities and credit history
- Purpose of the loan and evidence of use
- Available security or assets (for secured products)
Common documents lenders request include bank statements, company accounts, management accounts, and details of directors. Be accurate when completing your enquiry — matched partners rely on this information to provide relevant options. Check Your Eligibility Today
How much could you borrow?
Loan sizes depend on lender appetite, security and business performance. Our network can introduce businesses to options from around £10,000 up to multi-million pound facilities. Typical term examples:
- Short-term bridging: days to 12 months
- Working capital & unsecured loans: 12–60 months
- Asset finance: aligned to asset life (often 2–7 years)
- Commercial mortgages/secured lending: longer terms (5–25 years)
Because every business is different, matched brokers provide tailored proposals after reviewing your situation. We do not guarantee approval — outcomes depend on lender criteria. Request Tailored Loan Quotes
Cost of business loans: APRs, fees and total cost considerations
Costs are driven by the borrower’s risk profile, loan security, term and lender. Key cost elements to consider:
- Interest rate (expressed as APR for consumer-facing products; commercial rates vary)
- Arrangement or facility fees
- Broker fees (if applicable) — these are normally disclosed up-front by the broker
- Early repayment or exit charges
- Collateral valuation or legal costs for secured loans
Always compare the total cost over the loan term, not just the headline rate. Your matched adviser will provide representative figures so you can compare offers fairly. See Indicative Rates from Trusted Partners
Step-by-step guide: how to submit a fast business loan enquiry
- Gather basic business information (company name, turnover, time trading, estimated loan amount and purpose).
- Complete our secure online enquiry — it takes under two minutes.
- We match you to suitable brokers/lenders and share your enquiry with those most likely to help.
- Expect contact from partners by phone or email to discuss options and request documents.
- Review offers and decide whether to proceed — there’s no obligation to accept.
Our role is to save you time and present relevant options quickly. Start Your Free Business Loan Enquiry
Success stories & proof points
Case study: Construction contractor
Challenge: seasonal cashflow shortfall during a large project.
Solution: introduced to a specialist invoice finance provider who advanced 85% of invoices.
Result: immediate liquidity, project completed on time and ongoing facility in place.
Case study: Café chain expansion
Challenge: funding fit-out for second site with limited director capital.
Solution: matched to an asset finance broker and a growth lender offering blended funding.
Result: funding approved in under 10 working days; new site opened on schedule.
FAQs: business loans and our service
Is Fast Business Loans a lender?
No. Fast Business Loans introduces your enquiry to brokers and lenders; those partners provide and arrange finance directly.
Will submitting an enquiry affect my credit score?
No. Completing the enquiry form does not affect your credit score. Lenders may perform credit checks only if you decide to proceed.
How quickly can funding be arranged?
Speed varies by product and lender. Many short-term and invoice finance solutions can be arranged within 24–72 hours of approval; secured or larger facilities may take longer.
Can my business apply if it was declined elsewhere?
Possibly — we work with a broad panel and can introduce you to lenders who consider different risk profiles.
What documentation will brokers typically need?
Recent bank statements, management accounts or statutory accounts, proof of ownership of assets (if applicable) and director information are common requests.
Transparency & compliance statement
Fast Business Loans is an introducer connecting businesses with lenders and brokers. We do not provide financial advice and we are not a lender. Our service is free to use and there is no obligation to proceed once you receive introductions.
Privacy: your details are shared only with selected finance partners relevant to your enquiry. If you have questions about how we handle personal data, contact hello@fastbusinessloans.net.
Important: submitting an enquiry does not guarantee approval — eligibility and rates depend on lender criteria and individual circumstances.
Ready to move forward?
If your company needs funding from £10,000 and up, we can help you find the best lender or broker quickly. Complete our short enquiry and we’ll match you to partners who can provide tailored quotes — it’s fast, free and without obligation.
Get Your Free Business Loan Eligibility Check or email hello@fastbusinessloans.net for more information.
Related reading: learn more about different business loans and when each type is appropriate.
– How does Fast Business Loans help me compare UK business loan lenders fast?
You complete a quick, no‑obligation enquiry and we match your business with vetted UK brokers and lenders who contact you with tailored finance options.
– Is Fast Business Loans a lender?
No, we’re a free introducer that connects UK companies with trusted brokers and lenders who arrange finance directly.
– Is the enquiry a loan application or a credit check?
It’s not a loan application and does not affect your credit score; only if you proceed with a lender could a full credit search be carried out.
– What types of business finance can you introduce?
Unsecured and secured business loans, commercial mortgages, bridging and short‑term finance, invoice finance, asset and equipment finance, refinance and green/sustainability funding.
– What is the minimum loan amount and how much can I borrow?
We typically handle enquiries from £10,000 upwards, with partners able to arrange multi‑million‑pound facilities subject to eligibility and security.
– How fast can funding be arranged?
Many short‑term or invoice finance solutions can complete within 24–72 hours of approval, while secured or larger facilities usually take longer.
– What do lenders look for when assessing eligibility?
Lenders consider time trading, turnover, profitability, cash flow, credit history, loan purpose, existing liabilities and available security.
– What documents will I need to provide?
Expect requests for recent bank statements, statutory or management accounts, director details and any asset/security information.
– What will a business loan cost?
Total cost depends on risk, security and term, and may include interest, arrangement or broker fees, early‑repayment charges and legal/valuation costs—always compare the overall cost.
– Can you help if I’m a start‑up or have been declined elsewhere?
Yes, our broad panel considers varied risk profiles, so you may still be eligible even as a newer business or after previous declines.
