Sustainability Business Loans: Fund Energy Upgrades, Renewables and EVs
Quick summary (People Also Ask ready): Fast Business Loans connects UK limited companies, LLPs and PLCs with trusted brokers and lenders for sustainability business finance from £10,000+. Typical projects include solar PV, heat pumps, EV chargers, LED lighting and building efficiency upgrades. Finance options may include asset finance, unsecured/secured loans, equipment finance and more. An enquiry is free and doesn’t affect your credit score; lenders may run checks if you choose to proceed. Compare options and timelines in minutes with a Free Eligibility Check.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Reduce energy costs, cut carbon, and modernise operations. Fast Business Loans connects UK businesses with trusted brokers and lenders offering green finance for solar PV, heat pumps, EV chargers, battery storage and energy-efficiency upgrades. It’s free to enquire and there’s no obligation.
Get Started |
Free Eligibility Check
- Free to use. No obligation.
- UK-based trusted lenders and brokers.
- Options from around £10,000 to £5m+ (subject to status).
- Enquiry won’t affect your credit score.
For business use only. We’re a credit broker, not a lender. We do not provide financial advice. Eligibility and rates depend on your circumstances. Subject to status. T&Cs apply.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
What are sustainability business loans?
Sustainability business loans are funding facilities used for projects that improve environmental performance and reduce energy consumption or emissions. Lenders focus on how the funds will be used (the “use of proceeds”), and may consider projects such as renewable energy generation, heating/cooling upgrades, electrification of transport and comprehensive building retrofits.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Key takeaways
- Typical uses: energy generation (solar/battery), efficiency upgrades, electrification of fleets.
- Common routes: asset finance, equipment finance, leases, unsecured and secured loans.
- Benefits: lower operating costs, improved resilience, potential grants or tax reliefs.
Explore sector insights on sustainability business loans to see how other UK businesses are funding green projects.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
What can you fund? Eligible projects and assets
If your project reduces emissions, energy use or utility costs, a specialist lender may consider it. Examples include:
Renewable energy
- Solar PV (roof or ground-mounted) and inverters
- Battery energy storage systems
- Small-scale wind (site suitability applies)
Heating and cooling
- Air/ground source heat pumps
- Heat recovery systems and destratification fans
- Insulation and building management systems (BMS)
Transport and fleet
- Electric vans, trucks and pool cars
- AC/DC EV charging infrastructure (depot and workplace)
- Telematics for efficiency and route optimisation
Equipment and process efficiency
- High-efficiency boilers and burners
- Compressors, variable-speed drives and motors
- LED lighting and controls; refrigeration upgrades
Buildings and retrofits
- Insulation, glazing and roofing improvements
- HVAC upgrades and smart controls
- Power factor correction and sub‑metering
Note: Lenders may request supplier quotes, projected savings, EPC data, product specs or an energy/surveyor report to validate the project.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Finance options we can match you with
We’re not a lender. We introduce you to specialist brokers and lenders who can offer facilities such as:
Asset finance (hire purchase or leasing)
Common for solar PV, EVs, chargers and plant. Repayments can align with asset life. Deposits may be required. Ownership depends on product type.
Unsecured term loans
Faster to arrange and based on affordability/credit profile. Usually shorter terms and lower maximum amounts than secured lending.
Secured loans
Potentially larger amounts and longer terms with property or other assets as security. Subject to valuation and legal due diligence.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Equipment finance
Dedicated to plant, machinery and energy‑saving equipment, often supporting staged payments and supplier invoicing.
Refinance / consolidation
Restructure existing borrowing to improve cash flow and release capacity for green upgrades.
Commercial mortgages with green improvements
Fund energy upgrades alongside property purchase or refinance where appropriate.
Invoice finance (indirect)
Unlock working capital from invoices to part‑fund sustainability projects.
Power Purchase Agreements (PPA) note
Not a loan: some brokers may access providers who fund and own the asset; you pay for power consumed via an agreed tariff.
Eligibility and what lenders look for
Who typically qualifies
- UK-registered limited companies, LLPs and PLCs (we do not support sole traders or personal borrowing)
- Trading history preferred; younger companies may be considered where security/guarantees and affordability are evidenced
- Minimum funding from around £10,000
Documents checklist
- 3–12 months business bank statements
- Latest filed accounts and/or recent management information
- Director ID and company details
- Supplier quotes/specifications and brief project summary
- EPC, site survey or savings estimate where relevant
Security, guarantees and credit checks
Personal guarantees may be requested. No credit checks occur when you submit our enquiry; lenders may conduct soft or hard searches if you proceed. Security depends on the facility and asset.
Rates, terms and total cost
What drives pricing
- Business and director credit profiles
- Asset type, lifespan and resaleability
- Term length, deposit and any security
- Project ROI and quality of savings evidence
- Business age, sector and trading performance
Guidance only
Terms may range from ~1 to 7+ years depending on asset life and product. Pricing varies with risk and market conditions. Early settlement and arrangement/documentation/valuation or broker fees may apply — request a full breakdown upfront.
Grants, incentives and tax reliefs to consider (UK)
Availability changes regularly. Our partners can indicate current schemes, but please verify with official sources or seek advice from a qualified professional.
Tax relief
- Annual Investment Allowance (AIA) and full expensing for qualifying plant and machinery (speak with your accountant)
- Capital allowances for eligible energy‑saving equipment
Potential programmes (illustrative)
- Local and combined‑authority SME energy‑efficiency funds
- Industrial Energy Transformation Fund (for qualifying manufacturers) during open windows
- Smart Export Guarantee (SEG) payments for small‑scale exported solar power
- Regional/devolved administration funds supporting decarbonisation
Combining grants with finance
It’s common to blend grants and finance. Share your grant offer letter with the broker/lender and align timelines to avoid cash flow gaps during installation.
Free Eligibility Check — we’ll match you with partners who understand green incentives
How Fast Business Loans works
4‑step process
- Complete a quick enquiry (under 2 minutes).
- We match you with trusted UK brokers/lenders experienced in green finance.
- Receive a fast response by phone/email to explore options.
- Choose if you want to proceed — there’s no obligation.
- We don’t lend and we don’t provide financial advice.
- Your details are shared only with relevant partners.
- Free to use; submitting an enquiry won’t affect your credit score.
Typical timelines from enquiry to funding
Indicative only
- Asset/equipment finance: as little as 48 hours to a few working days, depending on complexity and documents
- Unsecured term loans: often a few days once information is complete
- Secured loans/commercial mortgages: ~2–6+ weeks subject to valuation and legal work
What speeds things up
- Complete bank statements, accounts and project quotes/specs
- Clear scope, credible savings estimates and quick answers to lender queries
Why choose Fast Business Loans for sustainability projects
- Wide UK panel with green finance experience
- Save time vs. cold outreach to multiple lenders
- No pressure to proceed; transparent, secure process
- Clear, fair, not misleading communications
Case studies (anonymised examples)
Case A: 250 kWp rooftop solar for a manufacturer
Facility: Asset finance over a term aligned to system life. Outcome: Significant projected electricity cost savings and partial self‑sufficiency. Note: Performance depends on site conditions and is not guaranteed.
Case B: EV fleet and depot chargers for a regional service firm
Facility: Mix of vehicle finance and charger leasing. Timeline: Several days for vehicles; phased rollout for infrastructure. Outcome: Expected lower fuel/maintenance costs and reduced scope 1 emissions. Results vary and are not guaranteed.
FAQs: Sustainability business finance
Is there a minimum or maximum funding size?
Our partners typically consider facilities from around £10,000 up to multi‑million amounts, subject to status.
What if my company has limited trading history?
Younger limited companies and LLPs may be considered, especially with asset‑backed options, security or guarantees and clear affordability.
Can I finance second‑hand equipment?
Sometimes. It depends on the asset type, supplier, condition and lender appetite.
Do I need a deposit for solar or EVs?
Deposits may be required, depending on product, risk and asset. Your broker/lender will clarify.
Will submitting an enquiry affect my credit score?
No. Your enquiry with us does not affect your credit score. Lenders may conduct checks if you choose to proceed.
How fast can I get funds?
Simple cases can be arranged in days once documents are ready; secured lending may take longer due to valuations and legal steps.
Do you support sole traders?
No. We support UK limited companies, LLPs and PLCs only.
Are green loans cheaper than regular loans?
Sometimes lenders offer enhanced terms for eligible green assets, but pricing always depends on risk, security and market conditions.
Can I combine grants with finance?
Yes, it’s common to blend grants and finance — timelines and documentation need coordinating.
What fees should I expect?
Possible fees include arrangement, documentation, valuation and any broker fee where applicable. Ask for a full written breakdown.
Free Eligibility Check — find out what you could qualify for
Responsible promotion and compliance notes
- Fast Business Loans is a credit broker, not a lender. We do not provide financial advice.
- Finance is subject to status, affordability and lender assessment. Terms and conditions apply.
- Examples and timelines are illustrative only and not a promise or guarantee.
- Submitting an enquiry on our site does not impact your credit score; lenders may conduct credit checks if you proceed.
Ready to explore sustainability finance?
Get matched with trusted UK brokers and lenders today.
Get Started |
Get Quote Now |
Free Eligibility Check
Takes under 2 minutes. No obligation.
– What are sustainability business loans?
Sustainability business loans are funding facilities for UK businesses to finance energy‑saving and low‑carbon projects such as solar PV, heat pumps, EV chargers, LED lighting and building efficiency upgrades.
– What can I fund with a sustainability loan?
You can fund renewable energy systems, battery storage, EVs and chargers, LED and controls, HVAC/insulation/BMS, process efficiency equipment and wider building retrofits.
– Who is eligible to apply?
UK‑registered limited companies, LLPs and PLCs are eligible (not sole traders), with younger firms considered where affordability, security or guarantees are evidenced.
– Is the enquiry form a loan application?
No—the enquiry is a quick, no‑obligation information step used to match your business with suitable UK brokers and lenders.
– How much can I borrow?
Our partners typically consider green finance from around £10,000 up to £5m+ depending on status, security and asset type.
– How fast can I get funding?
Asset/equipment finance and unsecured loans can complete in days once documents are ready, while secured lending may take 2–6+ weeks due to valuations and legal work.
– Will submitting an enquiry affect my credit score?
No—your enquiry with Fast Business Loans doesn’t impact your credit score, though lenders may run soft or hard checks if you choose to proceed.
– What documents will lenders ask for?
Expect recent business bank statements, accounts/management information, director ID, supplier quotes/specs and, where relevant, EPC data or an energy/surveyor report.
– Are green loans cheaper than standard business loans?
Some lenders offer enhanced terms for eligible green assets, but pricing always depends on risk, security, term and market conditions.
– Can I combine grants or tax reliefs with finance?
Yes—many UK businesses blend grants and incentives (e.g., AIA/full expensing, local schemes, SEG) with finance, provided timelines and documentation are aligned.