Business Finance for UK Companies – From Enquiry to Offer, Fast
Summary: Fast Business Loans helps UK limited companies and SMEs find suitable business finance quickly by matching your enquiry (not an application) with trusted lenders and brokers. Our free, no‑obligation service connects businesses seeking funding from £10,000 upwards to the right specialists — saving time, protecting your credit file and increasing your chances of a suitable offer. Complete a short enquiry and we’ll put you in touch with providers who understand your sector.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Get Started – Free Eligibility Check
What is business finance & why it matters now
Business finance covers the options companies use to fund operations, invest in growth, buy assets or manage cash flow. Right now many UK businesses face tighter margins, supply pressures and rising costs — making the right choice of finance critical to survival and growth.
Common needs business finance covers
- Working capital to smooth cash flow between invoices and payroll.
- Equipment or vehicle purchases through asset and equipment finance.
- Property, refurbishment or expansion via commercial mortgages or fit‑out finance.
- Invoice finance to unlock money tied up in unpaid invoices.
- Refinance or consolidation to reduce monthly repayment strain.
Choosing a tailored solution beats one-size-fits-all products: the right structure, term and security level reduce cost and protect owner equity.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
How Fast Business Loans helps you secure funding quickly
We act as an introducer: you tell us what you need and we match your enquiry with lenders or brokers who specialise in your requirement and industry. Completing our enquiry is quick and does not equal a loan application.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Step 1 – Complete a short 2‑minute enquiry
Provide basic business details, funding purpose, estimated amount and contact information. The enquiry is an information capture to help match you with the most suitable providers — it is not an application and does not create a hard credit search.
Step 2 – Intelligent matching with human oversight
We use experienced match‑making to connect you with lenders and brokers who best fit your profile and funding need. That means fewer irrelevant approaches and faster, more relevant responses.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Step 3 – Compare options and decide
Matched partners contact you directly with quotes and next steps. You compare offers, check affordability and proceed only if you choose — there’s no obligation.
Get Your Personalised Finance Match — Free Eligibility Check
Types of business finance we can introduce you to
We work with partners who provide business funding from approximately £10,000 up to multi‑million arrangements. Below is an overview to help you choose what to enquire about.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
| Finance type | Typical use cases | Security needed? | Typical funding speed* | Suitable for |
|---|---|---|---|---|
| Business loans (unsecured / secured) | Growth, refinancing, general capex | May be unsecured or require security | Days to 2–3 weeks | Established limited companies |
| Working capital / cashflow loans | Short-term liquidity gaps | Usually unsecured | Same day to a few days | Seasonal businesses, retailers |
| Asset & equipment finance | Machinery, vehicles, plant | Asset-secured | Several days to 2 weeks | Manufacturing, construction |
| Invoice finance | Unlock unpaid invoices | Security over invoices | Days | Service businesses, B2B suppliers |
| Commercial mortgages & property finance | Buy or refinance premises | Property security | 4–12+ weeks | Businesses buying commercial property |
| Refinance & debt consolidation | Reduce monthly costs, simplify lending | Depends on product | 2–6 weeks | Businesses with multiple debts |
| Specialist finance (sustainability, fit‑out) | Solar, EV chargers, shop/restaurant fit‑out | Varies | 1–4 weeks | Hospitality, retail, sustainability projects |
*Typical Funding Speed ranges vary by lender, sector and application completeness.
Short summaries
- Business loans: Flexible for many uses; review interest and fees carefully.
- Invoice finance: Improves liquidity without increasing debt levels significantly.
- Asset finance: Preserves working capital by spreading the cost of equipment.
- Commercial mortgages: Best for long-term property needs; expect valuations and surveys.
- Specialist products: Designed to meet niche requirements like green upgrades or fit‑outs.
Industries we support across the UK
We introduce businesses across a broad range of sectors to lenders and brokers who understand their challenges and cashflow cycles.
- Construction & trades
- Manufacturing & engineering
- Hospitality, leisure & tourism
- Retail & e‑commerce
- Professional services (limited companies)
- Agriculture & rural enterprises
- Sustainability and green projects
- Start‑ups and growth stage SMEs
Lenders who know your sector are more likely to value future contracts, seasonal income and sector‑specific assets correctly.
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Eligibility & what lenders consider
Different lenders assess different criteria, but the common factors include:
Business profile
Time trading, company structure, turnover and industry sector are considered. Typical minimum funding through our panel is around £10,000.
Financial health
Cash flow, recent management accounts, bank statements and existing debt profile matter. Lenders assess affordability and repayment capacity.
Security and guarantees
Some products require business assets or personal guarantees; others are available unsecured depending on size and risk.
Documentation checklist
- Management accounts (latest 12–24 months where available)
- Business bank statements (typically 3–6 months)
- Company registration and director ID
- Details of existing loans or credit facilities
Completing an enquiry with Fast Business Loans does not create a hard credit search. Lenders may perform checks only if you progress with an application.
Responsible borrowing & cost considerations
Borrowing should be affordable and proportionate to your business plan. Key points to review before agreeing to finance:
- Interest rate type: fixed vs variable and how changes affect repayments.
- Fees: arrangement fees, early repayment charges and valuation costs.
- Repayment term: longer terms reduce monthly cost but increase total interest.
- Exit strategy: how funds will be repaid and contingency plans if income falls.
Always compare multiple offers and ask lenders for a full breakdown of all costs. Consider seeking independent advice if you are unsure about suitability.
Why Fast Business Loans? Trust, speed, expertise
Fast Business Loans is a specialist introducer that simplifies the search for business finance:
- Fast response — typical first contact within hours during business hours.
- Sector-aware matching — we aim to connect you with lenders who understand your market.
- Secure and private — your data is shared only with relevant partners.
- No cost to businesses — our service is free and no obligation to proceed.
- Real people — experienced staff handle enquiries and match them intelligently.
For more on practical business fund options, see our pillar page about business finance.
Realistic funding timelines
Typical timelines vary by product and lender:
- Unsecured working capital: decision often same day, funds within days.
- Asset finance: decisions in days; funding after asset checks in 1–2 weeks.
- Invoice finance: rapid onboarding possible; funds released quickly.
- Commercial property finance: can take 4–12+ weeks (valuations and legal processes).
Providing complete documentation at the outset shortens these timelines.
Business finance success checklist
- Clarify exact funding purpose and amount.
- Gather management accounts and bank statements.
- Prepare a short cashflow or use-of-funds note.
- Decide what security you can offer, if any.
- Submit your quick enquiry via Fast Business Loans.
- Respond promptly to lender questions to speed offers.
- Compare offers, check full costs and sign when ready.
Frequently asked questions
Is Fast Business Loans a lender?
No. We are an introducer that connects businesses with lenders and brokers. We do not lend directly or provide regulated financial advice.
Will submitting an enquiry affect my credit score?
No. Completing our enquiry form does not create a hard credit search. Lenders may run credit checks only if you proceed with an application.
How quickly can I receive funding?
Speed depends on the product. Some working capital solutions can be in place within days; property finance typically takes several weeks.
What loan sizes are available?
Our partners commonly provide finance from around £10,000 up to several million pounds, depending on lender criteria and security offered.
Can businesses with previous declines apply?
Yes. We work with a varied panel, including specialist brokers who may place businesses declined elsewhere.
What does “no obligation” mean?
It means you are under no duty to accept any offer after you receive it. Submitting an enquiry does not commit you to proceed.
Ready to explore your options?
If your company needs funding from £10,000 upwards, start with a short, free enquiry. We’ll match the information you provide to suitable lenders and brokers so you can compare offers quickly.
Compliance & disclaimer
Fast Business Loans is an introducer, not a lender. We do not provide financial advice. Any finance offer is subject to lender assessment, status and affordability. Our service is free and no obligation for businesses. Borrowing carries costs and risks — check full terms, fees and affordability before proceeding.
– What is Fast Business Loans and how does it work? We’re a free introducer that uses your quick enquiry (not an application) to match your UK business with trusted lenders and brokers who then contact you with finance options.
– Will submitting an enquiry affect my credit score? No—our enquiry creates no hard search; credit checks only occur if you choose to proceed with a lender.
– How quickly can I get funding? Unsecured working capital can be approved the same day and funded within days, while asset or property-backed finance typically takes from several days to 4–12+ weeks.
– What loan sizes are available? Our partners commonly fund from around £10,000 up to several million pounds, subject to status and security.
– Which types of business finance can you connect me with? We can introduce you to unsecured or secured business loans, working capital loans, invoice finance, asset and equipment finance, refinance and consolidation, and commercial mortgages.
– Who is eligible to use the service? UK limited companies and SMEs across many sectors can enquire, with lenders considering time trading, turnover, cash flow, existing debts and affordability.
– What documents will lenders typically ask for? Expect to provide recent bank statements, management accounts, company and director ID, and details of current facilities to speed up underwriting.
– Do you support start-ups or businesses previously declined elsewhere? Yes—our panel includes specialists for start-ups and brokers who may place businesses previously declined elsewhere.
– Will I need security or a personal guarantee? Some facilities are unsecured, but larger or higher-risk borrowing may require business assets or a personal guarantee depending on lender criteria.
– What does it cost and what interest rates/fees should I expect? Our service is free and no obligation, while any finance you accept will carry interest and fees that vary by product, term, risk and whether rates are fixed or variable.