Business Finance Solutions for UK Companies

Reviewed by Sarah Mitchell, Business Finance Specialist, Fast Business Loans • Last updated: 1 November 2025

Summary: Fast Business Loans helps UK companies (minimum funding £10,000) find tailored business finance by matching enquiries with our panel of vetted lenders and brokers. We do not lend or provide regulated financial advice — we introduce you to providers who can offer secured and unsecured loans, asset finance, invoice finance, sustainability funding and more. Complete a short, no‑impact enquiry to get matched: Free Eligibility Check.

What is business finance and why it matters now

Business finance covers any borrowing or funding arranged to run, grow or transform a company — from short-term working capital to multi‑year commercial loans and asset purchases. For many UK businesses, access to suitable funding is the difference between stalled growth and scaling successfully.

Today’s market presents specific challenges: tighter cashflow windows, changing interest-rate conditions and increased demand for purpose-built funding (for example, green upgrades or complex equipment). Getting matched with lenders or brokers who understand your sector and objective can speed approvals and improve terms.

If you want to explore options quickly, start with a short enquiry to compare solutions. Free Eligibility Check

Key types of business finance we can help you compare

We introduce businesses to lenders and brokers that specialise in a wide range of commercial finance solutions. Typical funding starts at £10,000 and goes up to several million, depending on provider and purpose.

Note: when you submit an enquiry we use soft matching methods — initial checks and lender introductions are usually soft searches that do not affect your credit score. If you choose to proceed with a lender, they may conduct standard credit checks with your permission.

Learn more about how business finance works and typical product features on our detailed business finance page about business finance.

How Fast Business Loans works

We’re an introducer: we don’t lend and we don’t give regulated financial advice. Our process is designed to be fast and clear so you can compare real options quickly.

Step 1 — Quick enquiry

Complete our short online form (takes minutes). You’ll tell us the business trading name, turnover band, funding amount (from £10,000), purpose and contact details.

Step 2 — Intelligent matching

We match your needs to a small selection of lenders and brokers in our panel who specialise in your sector and funding type — saving you hours of research.

Step 3 — Fast response

Matched partners will contact you — usually by phone or email — to discuss options and next steps. There’s no obligation to proceed.

Step 4 — Compare, decide, fund

Review offers, compare rates and terms, and choose the provider that best suits your business. Providers will carry out any required due diligence and credit checks only with your consent.

Get Started — Free Eligibility Check

Eligibility snapshot and documentation checklist

Who we commonly help: limited companies, established SMEs, franchise owners, growing businesses and family-run firms seeking funding from £10,000 upwards.

Typical criteria

• Trading history: many lenders prefer 12+ months trading but options exist for newer businesses via specialist brokers.
• Turnover: varies by product; we’ll match you with lenders suitable for your turnover band.
• Credit profile: flexibility varies — some lenders specialise in customers with past credit issues.

Documents to prepare

• Latest management accounts or company accounts
• Business bank statements (usually 3–6 months)
• Cashflow forecasts or project quotes (if relevant)
• Proof of ID and company documents

Tips to strengthen an enquiry: ensure bank statements clearly show income and outgoings, provide projected cashflow if the loan is for growth, and be transparent about existing borrowing.

Ready to check? Check Your Eligibility Now

What to consider before taking business finance

Taking finance is a significant decision. Compare the following carefully across any offers you receive:

• Interest rate and total cost of borrowing (APR or agreed rate where applicable).
• Fees — arrangement, valuation, legal and early‑repayment charges.
• Security — is the loan secured against property or assets?
• Repayment profile — monthly, seasonal or deferred payments.
• Affordability — ensure monthly payments fit projected cashflows.

We encourage you to compare multiple offers and ask lenders for clear examples of total cost and repayment schedules. If uncertain, consider taking independent professional advice before committing.

Sector expertise: tailored broker matches across UK industries

Our panel includes brokers and lenders experienced in many sectors. Below are examples of common matches and how funding can be applied.

Construction & Trades

Short-term project finance, materials bridging and plant/equipment finance for project cashflow smoothing.

Hospitality & Leisure

Refurbishment funding, fit‑out finance, and seasonal working capital for pubs, hotels and leisure operators.

Healthcare & Care Homes

Equipment finance, property funding and working capital suitable for clinics and care providers.

Green & Sustainability Projects

Finance for solar, heat-pump installs, EV chargers and energy efficiency upgrades — matched to lenders who run green product lines.

Manufacturing & Agriculture

Asset and machinery finance, stock and supply-chain improvements.

Mini case (anonymous): A regional manufacturer sought £120k for a new production line. After a quick enquiry they were matched to two specialist asset finance brokers and secured a finance package within three weeks that spread payments over five years while preserving working capital.

Why UK businesses choose Fast Business Loans

• Speed — quick enquiry and fast matches to suitable partners.
• Choice — multiple lender/broker introductions tailored to your need.
• No cost to you — our service is free; partners compensate us for introductions.
• Confidential & secure — we share your details only with selected partners relevant to your enquiry.
• No obligation — you choose whether to progress an offer.

Speak to a Business Finance Specialist — Start Your Enquiry

Success snapshot: fast funding in action

• Trade business: £50k plant finance for a civil engineering company to win a new contract — matched and funded in 10 working days.
• Hospitality: £150k refurbishment loan for a boutique hotel — matched to a lender offering seasonal repayment flexibility.
• Manufacturer: £120k asset finance for new machinery — spread payments preserved cashflow and increased capacity.

Outcomes vary by business and lender — matching does not guarantee approval.

Business Finance FAQs

Next steps — get your free business finance match today

Complete our short enquiry form to receive tailored lender/broker introductions. It takes a few minutes and does not commit you to anything. Typical response times during business hours are within a few working hours.

Get Quote Now — Free Eligibility Check

Trusted by businesses across the UK — we connect you with partners who can provide the right finance for your goals.

Compliance note: Fast Business Loans is an introducer and does not provide regulated financial advice or lend money. Matched lenders and brokers may carry out credit and affordability checks once you consent. Information provided on this page is for guidance only — consider seeking independent professional advice if unsure.

– Is Fast Business Loans a lender?
We’re an introducer that connects UK businesses with vetted lenders and brokers; we don’t lend or provide regulated financial advice.

– Will completing the enquiry affect my credit score?
No—the initial Free Eligibility Check uses soft matching and won’t impact your credit score; any credit checks happen later with your consent.

– What funding amounts can you help me compare?
Our partners typically offer business finance from £10,000 up to several million, depending on purpose and lender criteria.

– How fast could I receive funding?
You’ll usually hear from matched partners within hours, and funding can complete in days to weeks depending on documents and product type.

– What types of business finance can I compare?
We match you to unsecured and secured business loans, asset and equipment finance, invoice finance, sustainability/green loans, and commercial property finance.

– Do you charge fees, and is there any obligation?
Our matching service is free and no‑obligation; any lender or broker fees (e.g., arrangement or early‑repayment charges) will be disclosed by the provider.

– Can start-ups or businesses with bad credit get matched?
Yes—specialist partners on our panel consider start-ups and complex credit profiles, though availability and terms depend on individual circumstances.

– What documents will I likely need?
Expect recent business bank statements, accounts or management figures, cashflow forecasts or project quotes (if relevant), plus ID and company documents.

– Do I need security or a personal guarantee?
It depends on the product—unsecured loans often require a personal guarantee, while larger facilities may be secured against property or assets.

– Is the enquiry form an application, and what happens next?
The form is a quick, no‑obligation enquiry (not a loan application) used to match you with relevant lenders/brokers who then contact you to discuss options.