Commercial Finance Solutions for UK Businesses
Summary: Fast Business Loans connects UK companies seeking commercial finance (loans from £10,000 upwards) with specialist lenders and brokers. We are an introducer — not a lender — and your enquiry is a credit‑safe way to be matched to suitable providers. Complete a short free eligibility check and we’ll match you to partners who understand property, development, bridging, asset and large-scale business funding quickly. Get your free eligibility check today.
Introduction — who we are and how we help
Running larger-scale projects or buying commercial property needs speed, sector know‑how and access to specialist capital. Fast Business Loans does not lend. Instead we rapidly connect limited companies and established businesses (loan needs from £10,000 and above) with lenders and brokers who specialise in commercial finance solutions.
Important: the enquiry form is just that — an enquiry. It is not a loan application and it will not, by itself, trigger a credit search. We use the information you provide to match your business to lenders or brokers best placed to help.
Not sure what solution you need? We’ll point you in the right direction — Start a Free Eligibility Check.
What counts as commercial finance?
Commercial finance covers funding for business purposes where the sums, security or complexity go beyond typical small business loans. Common examples include:
- Property acquisition and investment finance (purchase of offices, shops, industrial units).
- Property development and construction finance (forward funding, plot purchases, build‑to‑let).
- Bridging finance — short-term capital for time‑sensitive purchases or refinance.
- Commercial mortgages and mortgage alternatives for businesses.
- Asset-based lending and asset or equipment finance for large machinery or fleets.
- Refinance and restructuring facilities for existing debt.
Typical facility sizes we can help with range from around £10,000 to several million pounds, depending on the lender and security offered. For more detailed product guidance, see our deeper guide to commercial finance.
Commercial finance options we can introduce you to
Property acquisition loans
Use: buy freehold or leasehold commercial premises. Terms: medium‑to‑long term. Security: property. Suits: investors, landlords, businesses buying premises.
Development & construction finance
Use: fund build costs, cover stages of a development. Terms: short‑to‑medium, staged drawdowns. Security: development/site. Suits: property developers and experienced promoters.
Bridging finance
Use: fast short‑term cover between transactions or to secure a time‑sensitive purchase. Terms: typically weeks to months. Suits: businesses needing speed over cheapest price.
Commercial mortgages & mortgage alternatives
Use: long‑term finance to purchase or refinance commercial property. Terms: 5–25 years depending on lender and structure.
Asset finance & equipment loans
Use: buy machinery, vehicles, plant or specialist equipment. Terms: matched to asset life; possible tax-friendly structures.
refinance & consolidation facilities
Use: restructure multiple facilities into a single, clearer debt profile to improve monthly cashflow.
Not sure which suits you? Get Quote Now — tell us what you need and we’ll match you to the right providers.
Who we help & typical scenarios
We introduce businesses across many sectors to specialist lenders and brokers. Typical clients include:
- Property developers financing schemes or plot purchases.
- Landlords and commercial investors buying or refinancing units.
- Manufacturers and engineering firms funding machinery or factory expansion.
- Logistics and transport companies expanding fleets or warehouses.
- Hospitality groups and retailers funding refurbishments or new sites.
Mini case examples
Developer: Secured staged development finance for a £1.8m scheme — funding agreed within 3 weeks after being introduced.
Logistics firm: £450k asset finance for new fleet — affordable monthly profile matched to cashflow.
What lenders usually look for
Every lender has different underwriting criteria, but many look for the following minimum information when first reviewing a commercial enquiry:
- Company details and trading history (limited companies encouraged).
- Amount required and proposed use of funds.
- Security available (property, assets) and valuation or GDV for developments.
- Latest management accounts or historic accounts and cashflow forecasts.
- Project documentation — planning, costs, contractor details (for development finance).
- Director/shareholder information and any existing debt schedule.
Submitting these with your enquiry speeds the matching process. Remember: completing our form does not count as an application or trigger a credit search. If you proceed with a lender, they will advise when any checks will occur.
How Fast Business Loans works for commercial funding
- Tell us about your finance need: Complete a short enquiry with basic project and company details — under two minutes.
- Smart match: We match your enquiry to lenders and brokers in our panel who specialise in your sector and product need.
- Receive options: Selected partners contact you to discuss terms and required documentation — usually within hours.
- Choose and progress: Compare offers and decide which provider to progress with; you stay in control at every step.
There is no fee to use our introducer service. If you agree terms with a lender or broker we introduce, their fees and terms will be disclosed to you before you commit.
Start your free eligibility check and get matched today.
Benefits of using Fast Business Loans vs going direct
- Save time — one short enquiry reaches multiple relevant providers.
- Sector expertise — matched to partners who understand your industry.
- Wider panel — access to specialist finance not always available on the high street.
- Credit‑safe — initial enquiries do not affect your credit file.
- Free to use — no charge to the business for our matching service.
Costs, rates & repayment considerations
Rates and fees depend on product, security, term and business strength. Indicative guidance (illustrative only):
- Indicative interest ranges: from low single digits for highly secured long-term commercial mortgages to mid‑single/double digits for short-term bridging or higher‑risk facilities.
- Arrangement fees, valuation and legal costs are commonly charged by lenders.
- Early repayment and exit fees may apply — always clarified by the lender before you commit.
Illustrative figures only: your actual rate will depend on your circumstances and lender assessment.
How to strengthen your commercial finance enquiry
Improve your chance of a fast and positive response by preparing these before you submit your enquiry:
- Latest management accounts and profit & loss / balance sheet figures.
- Cashflow forecast covering the proposed facility and at least 12 months.
- Property details and recent valuation (or GDV for development schemes).
- Project costs, timescales and planning status (for development finance).
- List of existing debts and monthly obligations.
Pro tip: attaching up-to‑date management accounts speeds credit underwriting. Ready to upload documents? Get Quote Now.
Case snapshots
Property developer — £2.4m GDV project
Challenge: short funding gap between plot purchase and start on site. Solution: introduced to a development lender who provided staged drawdown finance; funding cleared in 3 weeks. Outcome: project progressed on schedule.
Manufacturing business — £750k equipment finance
Challenge: rapid replacement of specialist machinery. Solution: matched with an asset finance provider offering tax-efficient term and monthly payments aligned to revenue. Outcome: new equipment operational within 10 days.
Frequently asked questions
Is Fast Business Loans a lender or adviser?
No. We are an introducer that connects businesses to lenders and brokers. We do not lend money or provide regulated financial advice.
How quickly will I hear back?
Many partners respond within hours during business days. Complex property or development enquiries may take longer for an initial appraisal.
Will submitting an enquiry affect our credit score?
No. Submitting the enquiry form does not trigger a credit search. Lenders may perform checks only when you choose to proceed with an application.
What facility sizes do you handle?
We work with lenders and brokers who can assist with facilities from around £10,000 up to multi‑million pound deals.
Do you charge businesses to use the service?
No. Using Fast Business Loans is free for businesses. Any fees associated with a lender or broker will be disclosed to you before commitment.
What happens after I submit the form?
We match your enquiry and share it with appropriate partners. Selected lenders/brokers contact you to discuss options, documentation and next steps.
Start your commercial finance enquiry
If your business needs property, development, bridging, asset or other commercial finance from £10,000 upwards, let us match you with the right specialist partners quickly. Your enquiry is free, credit‑safe and obligation‑free.
Get Started — Free Eligibility Check
Disclaimer: Fast Business Loans is an introducer. We do not provide regulated financial advice or make lending decisions. All finance is subject to status, affordability assessments and lender/broker terms. Always consider whether commercial finance is suitable for your business.
1) What is commercial finance and how is it different from a standard UK business loan?
Commercial finance funds larger or more complex UK business needs—such as property purchases, development, bridging loans, commercial mortgages and asset finance—often secured against property or assets.
2) Is Fast Business Loans a lender or financial adviser?
No—Fast Business Loans is an introducer that connects UK companies to specialist lenders and brokers and does not provide regulated advice.
3) Will submitting your enquiry form affect my credit score?
No—the quick eligibility enquiry is credit-safe and any credit checks only occur if you choose to proceed with a lender.
4) What loan amounts can your partners consider?
We introduce facilities from about £10,000 to several million pounds, subject to security and business circumstances.
5) How fast can I get funding through your network?
Many enquiries receive responses within hours and, depending on the product, funding can complete in days or a few weeks for property and development deals.
6) What types of commercial finance can you help me access?
Property acquisition loans, development finance, bridging finance, commercial mortgages, asset and equipment finance, and refinance or consolidation solutions.
7) What do lenders usually look for to assess eligibility?
Typically they want company history, amount and use of funds, available security and valuations/GDV, recent accounts and cash flow, plus project details for developments.
8) What are typical interest rates and fees for commercial finance?
Rates range from low single digits on well-secured long-term commercial mortgages to mid-single/double digits on short-term or higher-risk facilities, with arrangement, valuation and legal fees common.
9) Do you help start-ups or only established limited companies?
We primarily match established limited companies, but some partners can consider start-ups where there is strong security, sector experience or a solid plan.
10) How do I start and is your service free?
Complete the free two-minute eligibility check to be matched with suitable lenders or brokers, with no obligation or cost to your business.
