Overview: What this page answers

This page explains how UK solicitors’ firms can access suitable business loans and finance quickly and responsibly. It covers common funding needs in legal practices, the products available, typical eligibility, and how Fast Business Loans matches firms to lenders and brokers. Use the quick enquiry to receive a free eligibility check and lender introductions — no obligation, and no hard credit search at enquiry stage. Get Quote Now.

Why legal practices need flexible funding

Law firms commonly face cash flow timing issues: client settlements, conditional fee arrangements (CFAs), and lengthy court or transaction timelines can leave working capital tied up. Other pressures include SRA compliance costs, professional indemnity renewals, recruitment of fee earners, and investment in case management technology.

Because of these cyclical cash demands, solicitors often need tailored solutions—short-term bridging facilities, invoice or case fee funding, and acquisition finance—to keep operations smooth and support growth. Fast Business Loans helps you find lenders and brokers experienced with legal-sector cashflow patterns.

How our matching service works for solicitors

Fast Business Loans is an introducer: we don’t lend and we don’t give regulated advice. Instead we match firms with brokers and lenders that specialise in business finance for legal practices. Our process is designed to be fast and confidential.

1. Quick enquiry: Tell us a few details (it takes under 2 minutes). This is a soft enquiry and does not affect credit scores. Start Your Free Eligibility Check.
2. Tailored match: We identify lenders/brokers from our panel with experience in solicitor finance.
3. Rapid response: Partners typically contact you by phone or email to discuss options and next steps.
4. Compare offers: Review proposals and choose the provider that best meets your needs—there’s no obligation to proceed.

Enquiry remains free for your firm. If you proceed with a lender or broker, their terms, fees and credit checks will apply.

Finance options available to solicitors & legal practices

Below are the common products law firms use. Typical loan sizes through our partners start from around £10,000 and can run into millions depending on product and security.

Working capital & short-term cashflow loans

Used to bridge gaps while waiting for client settlements or to cover payroll. Useful where predictable income exists. Typical sizes: from £10k to £500k+ depending on turnover. Security: unsecured options exist, but secured facilities (debenture or charge) can allow larger amounts.

Check eligibility in minutes.

Invoice finance & legal case fee funding

Invoice finance unlocks cash tied to billing. For solicitors, there are specialist arrangements for conditional fee agreements and settlement funding that reflect legal billing cycles. Typical advances depend on the quality of the debtor book and fee arrangements.

Start Your Free Eligibility Check.

VAT & tax loans

Short-term facilities to cover VAT or tax liabilities during spikes in payments or when settlements are delayed. These are usually bridge loans repayable once income is received.

Practice acquisition & partner buy-in finance

Loans and tailored packages for buying a practice, funding a partner buy-in, or succession planning. Lenders will look at the practice’s historic profit, client retention and forward projections. Sizes commonly from £50k to several million.

Asset & technology leasing

Lease or finance IT systems, case management platforms, dictation and office equipment to spread capital cost without large up-front cash outlay.

Office fit-out & premises expansion

Funding for relocating or refurbishing offices, often secured against commercial property.

Bridging & property-backed finance

Short-term bridging for property purchases, including funding for commercial premises where required. Terms are typically shorter and expect higher costs than long-term mortgages.

Products and availability depend on lender criteria. For more detail on specialist legal-sector funding, see our wider industry guidance on solicitors business loans: solicitors business loans.

Quick eligibility & underwriting checklist

What lenders and brokers usually consider:

• Trading history and legal practice structure (years trading, incorporation).
• Annual turnover and monthly cashflow patterns.
• Client billing mix (private clients, CFAs, legal aid, corporate retainers).
• Outstanding debtor book and average invoice/payment days.
• Recent management accounts, bank statements (usually 3–12 months), and business plan for acquisitions or growth finance.
• Credit history and any CCJs or defaults.
• Security available (charge over business assets, commercial property, personal guarantees where required).

Tip: Having up-to-date management accounts and a short note on why you need funding will speed up matching and decisions. Get Quote Now.

Case study: Commercial firm unlocks £350k working capital

A mid-sized commercial practice faced delayed settlement of several large client matters and needed immediate working capital to cover payroll and hire two associates. After completing a short enquiry, Fast Business Loans introduced the firm to three specialist brokers. One broker arranged a £350k facility secured against the firm’s debtor ledger and a modest debenture. Outcome: funds drawn within seven working days, payroll covered, and the firm expanded fee-earner capacity—revenue rose 18% in the following three months.

Start your no-obligation enquiry to see how quickly we can match you: Start Your Free Eligibility Check.

Why solicitors choose Fast Business Loans

• Sector-aware matching: We connect firms with partners experienced in legal practice funding.
• Speed: Quick enquiry, fast introductions—many firms hear back within hours.
• Confidentiality: Your details are shared only with suitable lenders/brokers and handled securely.
• No obligation & free: You can compare options without cost or pressure.
• Time saved: One short form replaces hours of individual outreach to multiple providers.

If you want a fast, confidential match to the market, Get Quote Now and a broker or lender will be in touch to discuss solutions.

Responsible borrowing & compliance notes

We provide clear information so you can make informed choices. Fast Business Loans is an introducer and does not give regulated financial advice or provide lending. All finance is subject to lender terms, credit checks and eligibility. Costs, fees and repayment terms vary by lender and product. We avoid promises of guaranteed approvals—each application is assessed by the provider.

Before proceeding you may wish to take independent professional advice (for example, from an accountant or legal finance specialist) to ensure any facility suits your practice’s circumstances.

Getting started: quick steps

1. Click the enquiry link and complete the short form — it takes under 2 minutes. Start Your Free Eligibility Check.
2. We match you to the best-fit lenders/brokers for your needs.
3. Your chosen partner contacts you to discuss terms and next steps.
4. Decide whether to proceed — there’s no obligation from the enquiry stage.

Many firms receive an initial response within hours. For larger or property-backed deals, timescales depend on due diligence and security arrangements.

Solicitors’ finance FAQs

Do you only work with SRA-regulated firms?

We match UK legal practices of various structures with lenders and brokers. Lenders will confirm any professional or regulatory requirements during assessment.

Can a firm dependent on CFAs or success fees get funding?

Yes—many lenders and specialist brokers understand conditional fee arrangements and can structure facilities that reflect these billing profiles. Availability depends on the underlying merits of the cases and recoverability.

Will completing the enquiry affect our credit score?

No. Submitting our initial enquiry is a soft process and does not generate a hard credit search. Lenders may perform hard credit checks only if you choose to proceed with a specific offer.

Can newly authorised practices apply?

Yes. Some brokers specialise in newly authorised or start-up practices and will consider business plans, partner experience, and available security when assessing applications.

How quickly can funding be arranged?

Initial responses often arrive within hours. Final approval and drawdown depend on product, documentation and security—some working capital or invoice finance facilities can complete within days; acquisition or property-backed loans may take longer.

Next steps

If your practice needs funding from £10,000 upwards, let us match you to brokers and lenders who understand the legal sector. Complete our short enquiry now and receive tailored introductions and a free eligibility check: Start Your Free Eligibility Check.

Important: Fast Business Loans is an introducer that connects firms to lenders and brokers. We do not provide regulated financial advice and we are not a lender. All finance is subject to status, lender criteria and terms offered by third parties. Consider independent professional advice where appropriate.