Solicitors Business Loans: Fast Funding Options for UK Legal Practices

Summary: Solicitors business loans are specialised funding solutions designed to help law firms manage cash flow, cover disbursements, support case-led delays in payment, fund growth or buy premises. Fast Business Loans does not lend — we introduce solicitor practices (limited companies and partnerships) to experienced brokers and lenders who offer suitable products from £10,000 upwards. Complete a short, no‑obligation enquiry and receive matched lender/broker contacts and indicative quotes: Get Started – Free Eligibility Check.

How We Help UK Solicitors Secure the Right Finance

Fast Business Loans is a free introducer that connects solicitor practices with lenders and specialist brokers who understand legal-sector cashflow and compliance needs. Our service is designed to save time and increase your chance of a suitable outcome.

• Step 1 — Quick Enquiry: tell us a few details about your practice and funding need (takes under 2 minutes).
• Step 2 — Match: we shortlist lenders/brokers who specialise in legal practice funding and can consider your circumstances.
• Step 3 — Respond: matched partners contact you with questions and indicative terms.
• Step 4 — Decide: compare offers and proceed directly with the lender/broker you prefer.

There is no obligation and submitting an enquiry does not affect your business credit score. For a tailored fee and eligibility check, Free Eligibility Check.

Why Legal Practices Need Tailored Funding Solutions

Law firms face funding challenges that differ from many other SMEs: long client settlement cycles (e.g. personal injury), upfront disbursements, regulatory obligations and periodic spikes in professional indemnity or payroll. Generic lending products often miss these nuances.

Tailored solutions help firms to:

• Bridge cashflow while waiting for settlements or retained funds.
• Support litigation and case disbursements without interrupting operations.
• Finance premises purchases, partner buy-ins or practice acquisitions.
• Invest in case management systems, cyber security and client portals.

For industry-focused guidance see our solicitor finance overview on our Solicitors business loans page.

Finance Options Available for Solicitors

Below are common products used by UK legal practices. Each firm’s suitability will be assessed by the lender or broker.

Unsecured Business Loans

Short to medium-term loans without business asset security. Typical amounts for law firms: £10,000–£500,000. Suitable for working capital, short-term payroll or one-off expenses. Pros: faster decisions, no property security. Considerations: higher rates than secured facilities and may require partner guarantees.

Invoice & Fee Funding

Advance against fees, legal aid payments, conveyancing proceeds or client-retainer bills. Available as recourse or non-recourse products depending on provider. Invoice funding can be structured to match expected settlement timing and can improve liquidity without taking on long-term debt.

Case Disbursement & Litigation Finance

Funding designed to cover disbursements and expert fees on active cases. Often structured to be repaid from settlement proceeds. Lenders will check case merits and compliance with SRA/regulatory expectations before agreeing terms.

Asset & Equipment Finance

Lease or hire-purchase for IT systems, furniture and practice hardware. Spreads cost over useful life and keeps cash available for day-to-day operations. Useful for phased upgrades to case management or secure data infrastructure.

Commercial Mortgages & Bridging

For premises purchase, refinance or rapid property deals. Bridging loans provide short-term capital while a longer-term mortgage is arranged. Typical sums and terms vary widely; lenders will assess property, business cashflow and exit plans.

Short-Term Cashflow Facilities & Revolving Credit

Flexible overdraft-style lines or revolving credit facilities that allow drawing as needed. Good for managing seasonal or case-driven volatility. Terms, fees and renewal conditions vary by provider.

Each option has pros and cons. To compare solicitor-friendly lenders and brokers, Compare Solicitor-Friendly Lenders Now.

What Our Broker Panel Looks For

Specialist brokers consider a mix of practice, financial and regulatory factors when assessing an enquiry:

• Trading structure (limited company or partnership), length of trading history and partner profiles.
• Annual turnover and recurring revenue from retained clients or repeat work.
• Work in progress (WIP) and debtor profiles (fee recovery rates, average settlement times).
• Professional indemnity insurance, SRA conduct history and compliance status.
• Security expectations (personal guarantees, charges on assets) and exit plans.

Documents to prepare: recent management accounts, WIP schedules, bank statements, details of material cases and partner CVs. We handle your data carefully and only share it with matched partners for the purpose of quotes.

Expected Timelines, Costs & Repayments

• Decision times: Unsecured loans — typically 24–72 hours; invoice and case funding — 48 hours to 2 weeks depending on complexity; commercial mortgages/bridging — from a few days (urgent bridging) to 4–8 weeks.
• Repayment terms: Short-term bridging (days–months), business loans 6–60 months, mortgages longer-term. Revolving facilities renew annually.
• Interest & APR: Indicative ranges only — unsecured loans and cashflow facilities commonly range from mid‑single to high‑double digit APRs depending on credit profile and product; secured lending and mortgages usually offer lower rates but require security. All rates are illustrative and subject to lender assessment.
• Fees: Arrangement, broker fees, and legal costs may apply. Fast Business Loans does not charge you — our introducer service is free; fees (if any) will be disclosed by the lender or broker at offer stage.

All finance is subject to status, affordability and lender terms. Representative examples are illustrative and not guarantees of approval.

Why Solicitors Choose Fast Business Loans

We match solicitor practices to partners who understand legal cashflow nuances — saving time and avoiding irrelevant offers. Our quick enquiry routes you to experienced lenders and brokers who can provide realistic, sector-aware terms.

Ready to see options for your practice? Get Your Tailored Finance Options.

How to Strengthen Your Application

Small actions often make a big difference when lenders assess solicitor practices. Prepare these items to speed the process and improve outcomes:

1. WIP schedules and realistic cashflow forecasts showing expected settlements.
2. Recent management accounts (last 12–24 months) and bank statements.
3. Details of major cases, expected receipt timings, and any third‑party funding arrangements.
4. Evidence of compliance (current PI cover details, SRA registration and any disclosures).
5. Clear explanation of why finance is needed and how it will be repaid (e.g., from client settlements, refinance or increased fees).

Upload these details when you complete the enquiry so brokers can assess quickly: Upload Details – We’ll Match You Today.

Funding Scenarios We Support

Scaling litigation teams

Bridge payroll and expert costs while new cases progress to settlement so you can grow without cashflow strain.

Covering disbursements ahead of settlement

Short-term disbursement finance prevents partner capital being tied up and keeps case work moving.

M&A or partner buy‑ins

Facility structures to fund partner exits or incoming partner capital requirements.

Office relocation & refurbishment

Bridging or asset finance to support fit-out costs and operational continuity.

Investing in legal tech

Asset finance or loans to implement case management, secure data or client portals that improve profitability.

Discuss your scenario with a specialist: Talk to a Solicitor Finance Specialist.

What Happens After You Apply?

After you complete our short enquiry, matched brokers or lenders will usually contact you by phone or email within business hours to clarify details. Any credit checks are completed only with consent. You will receive offers directly from the lenders/brokers — you decide which to accept.

Your data is shared only with selected partners to enable quotes and is handled in line with our privacy policy and terms. There’s no obligation to proceed at any stage.

Start Your Enquiry (Takes 2 Minutes).

Frequently Asked Questions

Is Fast Business Loans a lender and do you offer advice?

Fast Business Loans is an introducer. We do not provide loans or regulated financial advice — we connect you with brokers and lenders who will provide terms and (where applicable) regulated advice.

What minimum loan size can you help with?

Our partners typically consider facilities from around £10,000 upwards. Some specialist partners can support larger facilities into the millions depending on the requirement.

Will submitting an enquiry affect our credit score?

No — completing our enquiry does not affect your business credit score. Lenders may carry out credit or affordability checks only with your permission during a formal application.

Do you provide litigation funding directly?

No. We introduce firms to brokers or lenders who arrange litigation or disbursement funding where available. Each provider has its own criteria and processes.

What information do I need to provide for a quote?

Basic business details, the amount and type of finance you need, recent management accounts or WIP schedules and contact details. Preparing these documents speeds the process.

Can we refinance existing practice loans?

Yes — refinancing to improve monthly cashflow or consolidate facilities is a common request. Our partners include brokers who specialise in refinance solutions.

How quickly can funds be released?

Timescales vary: unsecured loans may release in days, invoice funding and disbursement facilities usually within days to weeks, while real estate finance takes longer. Matched partners will advise precise timelines.

Ready for a tailored quote? Get Started – Free Eligibility Check.

Important Information & Disclaimers

Fast Business Loans is an introducer that connects UK solicitor practices with lenders and brokers. We do not provide credit and we are not a lender. All finance is subject to lender/broker eligibility, status and affordability checks. Offers, rates and timescales quoted by partners are indicative and not guaranteed. Consider seeking independent legal or financial advice if you are unsure. For details on data handling see our privacy policy and terms & conditions.

– Are you a lender or broker, and do you charge fees?
Fast Business Loans is a free introducer, not a lender, and we don’t charge you; any lender/broker fees (if applicable) are disclosed at offer stage.

– Is the online form an application or just an enquiry?
It’s a quick, no‑obligation eligibility enquiry to match your UK legal practice with suitable lenders/brokers, not a credit application.

– What types of funding do you introduce for UK solicitor practices?
We introduce law firms to unsecured business loans, invoice and fee funding, case disbursement and litigation finance, asset finance, commercial mortgages/bridging, and revolving credit facilities.

– How much can a law firm borrow through your panel?
Our partners typically consider facilities from around £10,000 upwards, with larger amounts available subject to status and product type.

– How quickly can a UK legal practice get funds?
Unsecured loans can fund in 24–72 hours, invoice/disbursement facilities in days to weeks, and property finance in several weeks depending on complexity.

– Will submitting an enquiry affect our business credit score?
No—submitting our enquiry doesn’t affect your business credit score; any credit checks occur later only with your consent.

– Can you help with litigation and disbursement funding for active cases?
Yes—our panel includes specialists who assess case merits and SRA compliance to arrange litigation or disbursement funding repaid from settlements where appropriate.

– What interest rates and fees should law firms expect?
Rates vary by product and profile—unsecured facilities often range from mid‑single to high‑double digit APRs while secured lending is typically lower, plus any arrangement/legal fees set by the provider.

– What information and documents will lenders ask for from solicitors?
Expect to provide basic practice details, funding purpose, recent management accounts and bank statements, WIP/debtor schedules, key case information, and PI insurance/compliance evidence.

– Do loans require security or partner guarantees?
Security requirements depend on the facility and credit profile—unsecured loans may require partner guarantees, while secured options take charges over assets or property.