Specialist business loans for solicitors

Running a legal practice brings unpredictable cashflow: client settlements can be delayed, PII renewals spike, and growth requires timely investment. Fast Business Loans connects UK solicitor firms with lenders and brokers who specialise in practice funding — from short-term bridging to multi-year facilities. We’re an introducer only: we don’t provide loans and we do not charge firms to use our service. Complete a quick matched enquiry to get bespoke lender/broker responses. Get Quote Now.

Why legal practices seek finance today

Solicitor firms face a range of industry pressures that create demand for external capital:

• PII premium increases — sudden rises in professional indemnity costs can create acute funding needs at renewal.
• Payment timing — long case lifecycles and client billing delays can create cashflow gaps.
• Regulatory & compliance costs — SRA or AML compliance upgrades and reporting can require one-off expenditure.
• Growth and M&A — partner buy-ins, office expansion or acquisition require structured finance.
• Technology & competitiveness — investment in case management, cyber security and client portals.

Fast Business Loans helps practices access options that fit the timing and scale of these needs — always from £10,000 and upward.

Common funding scenarios for solicitors

Working capital while waiting for settlements

Bridge short-term payroll, supplier and disbursement costs when fee receipts are delayed. Lenders offer facilities sized to expected receivables and the firm’s turnover.

Professional indemnity insurance (PII) financing

Spread a single, large PII premium over manageable instalments or arrange short-term bridging around renewal dates to avoid cashflow strain.

VAT, PAYE or corporation tax funding

One-off tax bills can be managed with targeted funding to protect day-to-day liquidity.

Partner buy-ins and equity restructuring

Structured loans to facilitate partner admissions or retirements without destabilising working capital.

Practice growth: hiring, marketing and systems

Funding for recruitment, marketing campaigns or legal technology upgrades that accelerate fee earning capacity.

Finance options available via our lender panel

Our panel includes lenders and brokers that can provide a range of facilities tailored to solicitor firms. We’ll only introduce you to partners appropriate to your needs and size of request.

Unsecured business loans

Quick to arrange for established practices with predictable cashflow. Suitable for amounts from £10k to mid-six figures depending on lender appetite.

Secured practice loans (debentures & property-backed)

For larger sums or longer terms lenders may seek security such as a debenture or property charge. These can lower costs and extend terms for partner buy-ins or premises investment.

Invoice, fee or case funding

Invoice finance or fee-funding helps unlock cash tied up in outstanding client bills or ongoing case recoveries. Ideal for litigation-heavy practices or conveyancing firms managing client disbursements.

Revolving facilities & overdraft alternatives

Flexible working capital lines that let you draw, repay and redraw according to cashflow cycles.

Asset & equipment finance

Finance for IT systems, office fit-outs and hardware — spreads cost while keeping cash available for operations.

Eligibility snapshot for UK solicitor firms

Different lenders assess applications differently, but most consider the following:

How Fast Business Loans supports solicitors

We act as your time-saving introducer. Tell us about the funding need, and we will:

• Match you quickly to lenders and brokers with solicitor-sector experience.
• Ensure partner firms understand your practice model (litigation, conveyancing, corporate, etc.).
• Help you compare realistic offers and next steps — without obligation.

What you tell us on the quick enquiry form (amount, purpose, basic accounts) is used only to make relevant introductions. Ready to see matches? Begin your Free Eligibility Check.

For more sector context, see our specialist industry guidance on solicitors business loans.

Our matching process & timeline

1. Quick enquiry — complete a short form (under 2 minutes) with amount and purpose. Get Started Free Eligibility Check.
2. Targeted matches — we introduce your brief to chosen lenders/brokers.
3. Response & next steps — partners contact you with indicative terms; requests for documents follow only with your consent.
4. Decision & drawdown — timescales: unsecured decisions often within 24–72 hours after underwriting; secured facilities take longer due to legal work.

Submitting an enquiry does not trigger a hard credit search — partners only run credit checks with your consent once you move forward.

Comparing solicitor loan rates & terms responsibly

When comparing offers consider:

• Whether the facility is secured and what security is required.
• Repayment profile: term length, monthly repayment vs. interest-only options.
• Fees: arrangement, valuation and legal fees, plus any early repayment charges.
• Lender experience in the legal sector — specialty lenders often better understand case timing and disbursement flows.

We encourage collecting multiple offers so you can choose the one that suits your partners and cashflow best.

Real-world funding examples

Case study A — PII premium spike

An eight-partner litigation firm faced a 40% increase in their annual PII. The firm requested a short-term bridging loan of £120,000 to smooth cashflow until case settlements completed. We matched them with a broker offering staged repayment aligned to expected recoveries; funds were drawn within a week and the firm avoided service disruption.

Case study B — growth & tech investment

A conveyancing boutique expanding its panel needed £75,000 to hire new fee-earners and upgrade case management software. We connected them with an unsecured lender offering a 3-year term that preserved working capital and spread costs affordably.

Expert checklist: prepare before you submit an enquiry

• Recent management accounts (latest 3–12 months).
• Brief summary of the funding purpose and desired amount (from £10,000 upwards).
• PII policy schedule and any claims history.
• Cashflow or pipeline summary showing anticipated receipts.
• Confirmation of any security you can offer (property, debenture).

Having these ready helps speed responses and produce more accurate matches. When you’re ready, Get a No-Obligation Quote.

Frequently asked questions

Will completing a Fast Business Loans enquiry affect our credit score?

No. Completing the enquiry form triggers no hard credit search. Lenders only carry out credit checks with your permission when you choose to proceed.

Do you lend directly to solicitor firms?

No — we do not lend. Fast Business Loans is an introducer that connects you with lenders and brokers who can provide finance.

What is the minimum loan size?

Our partners typically consider facilities from £10,000 upwards. For larger or secured facilities, amounts vary by lender.

How quickly can funds be received?

Unsecured loans can be arranged within a few days once underwriting is complete. Secured loans require legal work and valuations and take longer.

Is there any cost to use Fast Business Loans?

No. Our introducer service is free for solicitor firms. Any broker fees or lender charges are disclosed by the finance provider before you sign.

Compliance & transparency

Important: Fast Business Loans is an introducer only. We are not a lender and do not provide regulated financial advice. Any finance offered is subject to lender criteria, credit checks and affordability assessments. Rates, fees and terms are set by the lender or broker you choose. We recommend that you review terms carefully and obtain independent advice where appropriate. Your enquiry is handled confidentially and shared only with matched partners who can help.