Quick Eligibility Check for Manufacturing Finance

Need funding fast? Our short enquiry takes around 2 minutes and does not affect your credit score. Tell us a few basics about your company, the amount you need (we typically help with amounts from £10,000 upwards) and the purpose of the funding. We then match you with lenders and brokers who understand manufacturing.

What happens after you submit the form:

• We review your details and select partners with relevant experience.
• Selected brokers/lenders contact you directly (usually within hours on business days).
• You compare offers and decide — there’s no obligation to proceed.

Get Quote Now — Free Eligibility Check

Why Manufacturing Businesses Need Specialist Funding

Managing Volatile Costs & Cash Flow

Manufacturers often face fluctuating raw material prices, energy costs and seasonal demand. Short-term working capital or invoice finance can bridge gaps while longer-term solutions stabilise cashflow.

Financing Equipment & Automation

Investing in CNC machines, automation or robotics is capital intensive. Asset and equipment finance spread cost, preserve working capital and can cover both new and quality second‑hand machinery.

Scaling Production & Export Demand

When orders grow — especially for export — businesses may need factory expansion, vehicle fleets or more staff. Commercial mortgages, refinance, or growth loans can provide the runway to scale.

How Fast Business Loans Connects Manufacturers to Finance

We act as a bridge between your business and a panel of lenders and brokers with manufacturing expertise. Our matching process is fast and focused on finding the best-fit partners for your needs.

Step 1 – Share Your Requirements

Complete our short enquiry with business details, funding amount and what the finance is for. This is not an application — it’s information to help us match you.

Step 2 – We Match You With Relevant Brokers & Lenders

We select partners from our network who specialise in manufacturing, equipment funding, invoice solutions or sustainability projects, depending on your brief.

Step 3 – Compare Offers & Decide

Matched providers contact you. Compare terms, ask questions and choose the option that best suits your business. Fast Business Loans does not lend or give regulated advice — decisions and contracts are between you and the provider.

We handle your data securely and only share it with partners relevant to your enquiry. Start Your Free Eligibility Check

Finance Options We Commonly Arrange

Working Capital Loans

Short-to-medium term loans to fund stock, cover payroll or bridge cashflow. Typical terms range from several months to 3 years. Indicative amounts: £10k–£500k+ depending on lender and turnover.

Asset & Equipment Finance

Hire purchase, finance leases and asset refinancing let you acquire new or second‑hand machinery while spreading cost. Terms usually 2–7 years, often secured against the asset.

Commercial Mortgages & Property Finance

Purchase, refinance or develop factory premises. Loan sizes vary widely; lenders assess location, value and business cashflow. Property deals typically take longer to arrange.

Invoice Finance & Supply Chain Solutions

Invoice factoring or discounting unlocks cash tied up in unpaid invoices — ideal for manufacturers supplying long payment terms to larger clients.

Refinance & Consolidation

Refinancing can reduce monthly costs or restructure multiple facilities into a single, more manageable arrangement.

Green & Sustainability Funding

Funding for energy efficiency, low-carbon machinery or renewable installations. Many lenders offer competitive terms or specialised green products for sustainability projects.

Eligibility Snapshot: Are Manufacturing Businesses Likely to Qualify?

While each lender has its own criteria, typical considerations include:

• Minimum facility size usually from £10,000 upwards.
• Trading history — many lenders prefer established businesses but options exist for growing SMEs.
• Annual turnover and profitability.
• Credit history of the business and, sometimes, directors.
• Security available (machinery, property) for larger facilities.

Fast Business Loans will match you to lenders suited to your profile — Check Your Eligibility in 2 Minutes.

Preparing a Strong Manufacturing Finance Application

Key Documents & Financial Information

Prepare recent business bank statements, management accounts, cashflow forecasts, VAT returns and company accounts. For larger loans, historic accounts and management projections are often required.

Demonstrating Order Book & Contracts

Supply confirmed purchase orders, customer contracts and export documentation to show future revenue and repayment capacity.

Forecasting Cash Flow & Contingency Plans

Clear forecasts showing how the finance will be used and repaid improve lender confidence. Include stress-tested scenarios for material price changes or delayed orders.

Leveraging Asset Values

Provide details on machinery age, condition and valuations for asset-backed facilities.

Cost Considerations & Responsible Borrowing

Interest rates, fees and terms vary. Typical cost drivers include loan size, term, security and credit profile. Expect arrangement fees, documentation fees and periodic servicing costs on some products.

Compare total cost of borrowing (interest + fees) and consider the impact on monthly cashflow. If unsure, discuss options with your matched broker or an independent adviser before committing.

Why Manufacturers Choose Fast Business Loans

• Sector knowledge — we match you with lenders who understand manufacturing.
• Speed — quick enquiry and rapid matches.
• Range — secured and unsecured, asset and invoice solutions.
• UK‑wide coverage and partners experienced with industrial projects.
• No impact on credit score for making an enquiry.
• Data handled securely and shared only with relevant partners.

“Matched to asset finance within 48 hours — £250k for new CNC kit. Fast process and helpful partners.” — Midlands precision engineering firm (anonymised).

For more sector guidance, see our manufacturing business loans resource hub: manufacturing business loans.

Case Snapshots (Illustrative)

Illustrative examples only; outcomes depend on lender decisions and business circumstances.

Step‑by‑Step: Start Your Manufacturing Loan Enquiry Today

1. Click Get Quote Now and complete the short form (≈2 minutes).
2. We match your enquiry to suitable lenders and brokers.
3. Matched partners contact you to discuss options and request any documents.
4. Compare offers and select the best fit. Proceed directly with the provider if you agree terms.

Submit an enquiry now — there’s no obligation and no charge to use our service: Start Your Free Eligibility Check.

Manufacturing Finance FAQs

What loan sizes are available for manufacturers?

Our panel helps with facilities from roughly £10,000 up to multi‑million pound deals depending on the product and lender. Smaller quick loans suit urgent cashflow needs; larger amounts typically require more documentation and security.

Can we get finance with imperfect credit?

Yes — some lenders and specialist brokers focus on non‑standard credit profiles. They will assess the overall business case, assets and future cashflow. Approval remains at the lender’s discretion.

How quickly can funding land?

Speed varies by product. Short-term cashflow loans or invoice finance can be arranged in days; asset finance often takes 1–3 weeks; commercial property finance may take several weeks to months.

Is asset finance suitable for second‑hand machinery?

Often yes. Many funders accept good‑quality second‑hand equipment, though terms depend on age, condition and market value. Provide photos and service history to improve chances.

Options for start-up manufacturers?

Start‑ups may access asset finance, trade finance or specialist start‑up lenders, but some products favour established trading history. We’ll match you to providers experienced with newer businesses where possible.

Do I need to provide personal guarantees?

Some lenders request personal guarantees for owner‑managed businesses, particularly for unsecured facilities or where company assets are limited. Discuss preference for limited guarantees when matched.

Does enquiring affect our credit score?

No. Submitting our enquiry does not trigger a credit check. Providers may perform credit checks later if you choose to pursue their offer.

Is your service regulated or advisory?

Fast Business Loans is an introducer. We do not provide regulated financial advice; instead we connect you with lenders and professional brokers who can provide and explain suitable finance products.

Important Information & Disclaimers

Fast Business Loans is an introducer that connects businesses with lenders and brokers. We do not provide loans or regulated financial advice. Submitting an enquiry does not guarantee funding or approval. Lenders will perform their own assessments, checks and may request further information.

Your details are handled securely and shared only with relevant finance partners to progress your enquiry. Always check terms, total costs and affordability before accepting any finance. Consider independent advice where appropriate.