Fast Secured Business Loans UK: Use Property as Security?

Get Your Free Business Loan Match

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Business Loans for UK SMEs: Compare Options, Check Eligibility, Get Funding Faster

Summary: Fast Business Loans helps UK limited companies and SMEs access business finance from £10,000 upwards by matching you — free and without obligation — to lenders and brokers best suited to your needs. We are an introducer, not a lender, and we do not give financial advice. Complete a quick, soft-check enquiry and we’ll connect you to relevant partners for quotes and support.

Why UK Businesses Choose Fast Business Loans

Finding the right business finance can be time-consuming. Fast Business Loans saves you effort by matching your limited company with lenders and brokers who understand your sector and funding purpose. Our service is free for business owners and there’s no obligation to proceed once you’ve been introduced.

Save time with smart matching

We shortlist partners that typically handle businesses like yours — by turnover, sector, funding size and security needs — so you don’t waste time contacting unsuitable providers.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Free, no‑obligation introductions

Submitting an enquiry is a quick way to get introduced to multiple options. You can compare terms and choose which lender or broker to work with — you always stay in control.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Sector-savvy finance partners

Our network includes specialists covering construction, hospitality, manufacturing, sustainability projects and more. That means you’re more likely to be matched with someone who understands the specific risks and opportunities in your market.

  • Quick response times — many businesses hear back within hours
  • Data handled securely and only shared with relevant partners
  • Transparency — we are an introducer; we do not lend or provide regulated financial advice

Free Eligibility Check — Get Started (takes under 2 minutes; won’t affect your credit score).

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

What Is a Business Loan & When Does It Help?

A business loan is a form of finance where a lender provides funds to a company, repaid over time with interest. Loans help when you need:

  • Working capital to smooth cashflow (e.g., seasonal shortfalls)
  • Growth funding for staff, stock or marketing
  • Equipment and asset purchases (machinery, vehicles, IT)
  • Refinancing or consolidating existing business debt
  • Commercial property and development finance

Every lender assesses affordability and business status independently. Completing our enquiry does not guarantee approval — it simply helps us match you to the right providers.

If you’re researching options in depth, start with our guide to business loans for an overview of typical terms and considerations.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Get Quote Now — Free Eligibility Check

Business Loan Types We Can Introduce You To

Through our panel you can be introduced to lenders and brokers offering a range of finance solutions. Exact rates and terms are set by the lender after assessment.

Unsecured business loans

Fast to arrange, no specific asset used as security. Ideal for working capital or short-term growth. Typical amounts from £10,000 upwards; terms often 1–5 years.

Secured business loans

Backed by company assets or property which can offer lower rates or larger sums. Suitable for major investment or refinancing.

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote

Our Business Finance Matching Process

Step 1

Complete Your Details

It takes just 1 minute on average to complete your business and contact details.

Step 2

We Match Your Business

With the best business finance broker or lender most suitable for your needs.

Step 3

You Get Free Quote + Advice

You receive a free quote along with complimentary expert financial advice.

It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.

Revolving credit & overdraft alternatives

Flexible facilities for day‑to‑day cashflow. Useful if you need on‑demand access to funds rather than a single lump sum.

Asset & equipment finance

Spread the cost of machinery, vehicles or specialist equipment with hire purchase or lease-style arrangements. Often preserves working capital.

Invoice & cashflow finance

Unlock cash tied up in unpaid invoices. Can be a fast way to improve liquidity without taking on traditional debt.

Commercial & property finance

Funding for purchase, development or refinance of commercial property — structured to business needs and project timelines.

Specialist & sector-focused loans

Finance tailored to sectors such as construction, sustainability projects (e.g., solar, EV chargers), healthcare equipment or vehicle fleets.

Match Me with Lenders — Free Quote

How Our Matching Process Works

  1. Complete a short online enquiry (under 2 minutes — soft check, no credit impact).
  2. We shortlist brokers and lenders suited to your sector, funding amount and circumstances.
  3. Selected partners contact you directly to discuss terms and requirements.
  4. You compare offers and proceed with the provider you choose.

We only share the details you consent to and only with partners who are likely to be relevant for your request. All personal data is treated in line with data protection law.

“Retailer in Manchester secured £75k equipment finance within 10 days after being matched.” — anonymised case snapshot

Start Your Enquiry — No Fees, No Obligation

Eligibility Factors Lenders Consider

Each lender has its own criteria, but common factors include:

  • Company trading history and legal status (we introduce businesses that are limited companies or similar)
  • Turnover and profitability
  • Credit profile of the business and directors
  • Sector risk and customer concentration
  • Security offered, if required
  • Purpose of the funds and affordability

Prepare recent management accounts, bank statements and a brief outline of why you need the funds — this speeds up the matching and quoting process.

Free Eligibility Check

What Information You’ll Need for the Enquiry

Typical checklist before starting the form:

  • Company name and registration number
  • Contact name, email and phone
  • Approximate turnover and profit/loss
  • Funding amount required (we handle requests from £10,000 and up)
  • Purpose of funding and timescale
  • Any security available or existing borrowing

All information you provide is encrypted and only shared with selected partners who can help with your request.

Gather your info? Start the form here.

Costs, Rates & Repayment Considerations

Pricing depends on loan type, term, security and the lender’s assessment. Common cost elements include interest, arrangement fees, and early repayment charges. Lenders may quote APR or simple interest — always check for total cost of credit.

Illustrative ranges (for guidance only):

  • Unsecured loan: illustrative rates may range widely depending on risk (example only).
  • Asset finance: structured around the equipment life and residual values.
  • Invoice finance: fees often charged as a percentage of invoice value plus facility fees.

Always request a full breakdown of fees from any lender before agreeing. Specific rates are available only after a lender reviews your business details.

Unsure what you qualify for? Get a tailored introduction.

Industries We Frequently Support

Our partners work across many sectors. Common industries include:

  • Construction
  • Hospitality & catering
  • Healthcare & clinics
  • Manufacturing & engineering
  • Logistics & transport
  • Retail & e‑commerce
  • Sustainability & energy projects

Spotlight — Construction: funding for plant, materials and payroll bridging. Sustainability: finance for solar, heat pumps and EV charging installations where specialist lenders can provide tailored terms.

Request introductions to specialist lenders

Case Snapshots: Real Businesses, Real Outcomes

  • Food Manufacturer | £150k working capital | Matched with invoice finance specialist | Funds released in 9 days.
  • Engineering Firm | £85k asset finance | Introduced to equipment lender | New machinery on site within 14 days.
  • Retailer | £60k expansion loan | Broker arranged unsecured facility | Increased stock ahead of peak season.

These examples are anonymised and indicative only — individual outcomes vary by lender and circumstance.

See what’s possible for your business — Submit Your Enquiry

Support Beyond the Introduction

We can help you again if you need further funding, refinancing or asset finance in future. Once matched, brokers or lenders may help with documentation and negotiating terms — we remain available to re‑introduce you to additional partners as needs change.

Our service is free to businesses. You only pay the lender/broker if you agree their terms (fees depend on the provider).

Frequently Asked Questions

Are you a lender or financial adviser?

Fast Business Loans is an introducer. We connect businesses to lenders and brokers — we do not lend money or provide regulated financial advice.

Will completing the form affect my credit score?

No — submitting our short enquiry is a soft, non‑impact search. Lenders may perform credit checks only if you choose to proceed with a specific offer.

What loan amounts can your partners provide?

We work with partners who arrange facilities from around £10,000 up to several million, depending on the lender and business circumstances.

How quickly can I get funding?

Timescales vary: some finance can be provided in days, others (property finance, large asset purchases) may take weeks following due diligence.

Can businesses with adverse credit or new companies apply?

Yes — some specialist lenders and brokers consider new businesses and those with imperfect credit histories. Suitability depends on your full circumstances.

How is my data protected?

Your information is encrypted and shared only with partners relevant to your enquiry. We process personal data in line with applicable data protection law — see our Privacy Policy for details.

If your question isn’t listed, contact us or start the free eligibility check.

Ready to Explore Your Business Loan Options?

Fast Business Loans simplifies the search for funding. Complete a short form and we’ll match you with lenders and brokers who understand your sector and funding needs. There’s no cost and no obligation to proceed with any offer.

Get Started — Free Eligibility Check

Submitting this enquiry authorises us to introduce your details to selected partners who may contact you about finance. Fast Business Loans is an introducer; we do not provide financial advice. Eligibility and pricing are subject to lender assessment.




1) What is Fast Business Loans and how does it work?
Fast Business Loans is a free introducer that matches UK limited companies and SMEs to suitable lenders and brokers via a quick, soft‑check eligibility enquiry.

2) Is the enquiry a loan application?
No—the form is an initial, no‑obligation enquiry used to introduce you to relevant lenders or brokers, not a loan application.

3) Will completing the enquiry affect my credit score?
No—submitting our enquiry is a soft check that won’t impact your credit score; lenders may run credit checks only if you decide to proceed with an offer.

4) What loan amounts can your partners provide?
Our partners typically arrange business finance from £10,000 up to several million, subject to lender assessment and your circumstances.

5) How quickly can I get funding?
Many businesses hear back within hours and can receive funds in days once documents are complete, while larger or property deals may take weeks.

6) What types of business finance can you introduce me to?
We can introduce you to unsecured and secured business loans, revolving credit/overdraft alternatives, invoice finance, asset and equipment finance, and commercial/property finance.

7) Do you help start-ups or businesses with adverse credit?
Yes—specialist lenders may consider new businesses and those with adverse credit depending on affordability, sector risk and available security.

8) What information do I need to provide to start?
You’ll typically need your company name and registration, contact details, turnover/profit, funding amount and purpose, timescale, and any security or existing borrowing.

9) What will it cost me to use your service?
Our matching service is free for business owners, and you only pay any lender/broker fees if you accept and proceed with their terms.

10) How are interest rates, fees and repayment terms decided?
Pricing depends on product type, term, risk profile and security, with costs often including interest, arrangement fees and possible early‑repayment charges—always check the total cost of credit.

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