Business Loans for UK Companies — Fast Decisions, Trusted Matches

Summary: Fast Business Loans helps UK companies find the right business finance by matching you with lenders and brokers who specialise in loans from £10,000 and up. We don’t lend or give regulated financial advice — we collect a few details to match your business to suitable providers so you can compare options quickly and without obligation. Start a Free Eligibility Check to get matched fast.

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Smarter Way to Secure the Business Finance You Need

Finding the right business loan can be time-consuming and confusing. Fast Business Loans exists to simplify that process for limited companies and incorporated SMEs: you tell us what you need, we introduce you to lenders or brokers who specialise in similar businesses. Our service is free and there’s no obligation to proceed once you’re connected.

We handle enquiries for loans starting at £10,000 and upwards, and we aim to match you with providers who understand your sector and funding purpose — whether that’s working capital, equipment, property, or sustainability upgrades.

Get Started — Free Eligibility Check

How Our Business Loan Matching Service Works

1. Complete a short enquiry: Tell us about your company, funding amount and purpose — it takes under 2 minutes.
2. We match you: Your details are shared (only with suitable partners) so brokers and lenders who can help will contact you.
3. Receive offers: Providers will discuss options, costs and next steps. You can compare and decide — no pressure.
4. Choose and fund: If you accept a proposal you’ll work directly with the lender or broker to complete checks and drawdown.

Submitting the enquiry is not an application — it’s a way to discover who may be able to help. We aim to get matches and responses fast, often within hours during business days.

Why UK SMEs Choose Fast Business Loans

• Speed: A simple form connects you to multiple potential providers quickly.
• Sector expertise: We match businesses to lenders and brokers with relevant experience for your industry.
• No obligation: You’re free to review offers and decline; submitting an enquiry does not commit you to anything.
• Credit-safe: Your initial enquiry does not affect your credit score — lenders only perform hard checks if you proceed.
• Time-saving: Instead of approaching dozens of providers, get introductions to a curated selection.

“Quick, clear and helpful — matched us with a broker who knew our sector and helped arrange funding within days.” — anonymised client snapshot

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Business Loan Solutions Available Through Our Panel

Fast Business Loans doesn’t provide offers directly — we introduce you to providers who will outline terms, security requirements and rates that match your needs.

Learn more about typical business loans and how they compare on our business loans resource: business loans.

Who Can Apply & What Lenders Look For

Lenders and brokers assess applications using a mix of business and director-level criteria. Typical factors include:

• Trading history and turnover
• Profitability and cashflow
• Purpose of the loan
• Existing debt and director guarantees
• Credit history (business and director)

Tip: have basic documents ready — recent bank statements, management accounts and incorporation details. This speeds up the matching and the provider’s initial assessment.

Check your eligibility in under two minutes

Understanding Costs, Rates & Responsible Borrowing

Rates and fees vary by provider and depend on loan type, term, security and risk profile. Common cost elements include interest (fixed or variable), arrangement fees, and potential early repayment charges.

We emphasise responsible borrowing: review total cost, repayment schedule and affordability before committing. Providers will give full cost breakdowns once they assess your details — always compare multiple offers and read terms carefully.

Glossary: APR (annual percentage rate), arrangement fee (one-off charge), secured vs unsecured (whether an asset backs the loan).

Industry Expertise Across the UK

We regularly introduce businesses in sectors such as:

• Construction & trades
• Hospitality & catering
• Retail & e‑commerce
• Manufacturing & engineering
• Healthcare services
• Agriculture & food production
• Logistics & transport

Because many lenders specialise by sector, matching matters — tell us your industry so we can match you to partners who understand your cashflow cycles and asset types.

Tell us about your sector — Get Matched Today

Funding Use Cases & Real Outcomes

• Working capital to cover seasonal stock spikes
• Equipment finance for new machinery or kitchen fit-outs
• Refurbishment or premises expansion
• Fleet replacement or vehicle finance
• Refinancing to combine or improve existing debt terms

Case snapshot: An anonymised London-based catering business was introduced to a broker via our service and secured asset finance of £85,000 for kitchen equipment within seven business days.

Start Your Business Loan Enquiry

1. Click “Free Eligibility Check” and complete the short form (under 2 minutes).
2. We select and share your enquiry with suitable lenders/brokers.
3. Receive calls or emails from providers with proposals — compare and choose.

Submitting the form is free and does not obligate you to apply. Most businesses receive an initial response on the same day during office hours.

Start Your Enquiry — Free Eligibility Check

Support Every Step of the Way

After you submit an enquiry you’ll receive an introduction message explaining which partners have been contacted. Providers will outline next steps and documentation required. If you need help understanding responses, our team can clarify the matching process — though any formal offer, credit checks and documentation will come from the selected lender or broker.

We take data protection seriously — your details are only shared with selected partners who can help with your request. Read our privacy policy for full details.

Business Loan FAQs

Are you a lender or broker?

No. Fast Business Loans is an introducer — we connect businesses with lenders and brokers who provide finance directly.

Will submitting the enquiry affect my credit score?

No — completing our enquiry form does not affect your credit file. Lenders or brokers may carry out credit checks later if you choose to proceed.

What information will I need to provide?

Basic company details, the amount and purpose of funding, turnover range and contact details. Having recent bank statements and management accounts ready will speed up progress once matched.

Can I still apply if I’ve been declined elsewhere?

Yes. Different lenders have different appetites. Our panel includes providers who consider varied credit profiles — sharing your enquiry increases the chance of finding a suitable match.

How long does funding usually take?

Initial responses often come within hours; funding timelines depend on the product and provider — from as quickly as 24–48 hours for short-term cashflow products to several weeks for secured lending or commercial mortgages.

What loan sizes can your partners support?

We handle enquiries for loans from £10,000 upwards. Some partners specialise in larger facilities up to several million pounds.

Important Information

Fast Business Loans is a referral platform that helps match businesses with lenders and brokers. We do not provide loans or regulated financial advice. Submitting an enquiry is not an application — it provides information to match you with providers who can assess suitability. All decisions, terms and credit assessments are made by the lender or broker you choose to engage with. Please consider affordability and read any provider documentation carefully before accepting an offer.

Privacy: your data is used only to make introductions to providers who can help with your request. See our privacy notice for full details.

Ready to compare business loan options? Get a Free Eligibility Check and we’ll match your company with the most appropriate lenders and brokers.

– Are you a lender or broker? No—Fast Business Loans is an introducer that matches UK companies with suitable lenders and brokers who provide finance directly.

– Will submitting the enquiry affect my credit score? No, completing our Free Eligibility Check doesn’t affect your credit file; credit checks only happen later if you choose to proceed with a provider.

– What loan amounts are available? Our partners consider business loans from £10,000 upwards, with larger facilities available depending on your profile.

– How fast can I get funding? You’ll typically get matched within hours, with some cashflow products funding in 24–72 hours and secured lending taking longer.

– What types of business finance can you introduce? We can connect you to providers of unsecured business loans, secured loans and commercial mortgages, asset and equipment finance, invoice finance, cashflow loans, and sustainability/green loans.

– Who is eligible to use your service? UK limited companies and incorporated SMEs across many sectors can submit an enquiry for funding of £10,000+.

– What information and documents will I need? Share basic company details, funding amount and purpose, turnover and contact info, and have recent bank statements and management accounts ready to speed things up.

– Does it cost anything and am I obliged to proceed? Our service is free to use and there’s no obligation to accept any offer after you’re matched.

– Will I need security or a personal guarantee? Requirements depend on the lender and product, with some loans unsecured and others requiring security or a director guarantee.

– How do you choose partners and is my data safe? We share your enquiry only with relevant, vetted lenders/brokers based on your sector and needs, and we handle your data in line with our privacy policy.