Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Summary: Fast Business Loans helps UK hotel owners and directors find the right finance by matching your business with lenders and brokers who specialise in hospitality. We’re an introducer (not a lender). Complete a short, no‑obligation enquiry and our network will identify suitable options for working capital, refurbishments, sustainability upgrades, acquisitions and more. Get a Free Eligibility Check and see what funding you could access quickly — no credit score impact at the enquiry stage. Free Eligibility Check
Hotel Business Loans & Finance Solutions
Running a hotel means juggling seasonality, staffing, refurbishment cycles and evolving guest expectations. When financing is required—whether to bridge slow months, upgrade rooms, or buy a neighbouring property—Fast Business Loans connects UK hotel owners and directors with lenders and brokers who specialise in hospitality finance. We don’t lend money: we introduce you to providers who can offer tailored solutions. Complete a short, free enquiry and receive matched options without impacting your credit score. Get Started — Free Eligibility Check
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Fast Business Loans is an introducer. We do not provide loans or financial advice. Submitting an enquiry is free and carries no obligation.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Why UK Hotels Turn to Fast Business Loans
Hotel owners choose specialist introducers because hospitality finance has unique rhythms and risks. Fast Business Loans helps you:
- Save time — we match you with lenders/brokers who understand your sector, so you avoid irrelevant offers.
- Access sector expertise — our partners know occupancy cycles, RevPAR drivers and refurbishment ROI.
- Compare options quickly — unsecured, secured, asset finance or short-term bridging depending on need.
- Protect your credit profile — enquiries do not affect your credit score; credit checks happen later with your consent.
We work with a broad panel of UK finance partners and aim to arrange introductions that improve your chances of securing appropriate funding. Get a no‑obligation quote.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
What Kind of Hotel Funding Do You Need?
Working Capital & Cashflow Support
Seasonal occupancy swings, group cancellations or unexpected repairs can strain cashflow. Options include short‑term unsecured business loans, overdrafts, invoice finance, merchant cash advances and tailored working capital facilities. These products can provide fast access to funds and flexible repayment profiles to smooth out trading cycles.
Refurbishment & Fit‑Out Finance
Guestroom upgrades, kitchen refits, lobby overhauls and new F&B spaces usually involve itemised costs. Asset & fit‑out finance, hire purchase, or secured refurbishment loans allow the refurbishment to be paid over time, often aligned to the expected uplift in revenue from the improvements.
Sustainability & Energy Efficiency Projects
Investments in heat pumps, improved insulation, solar PV or EV charging units reduce operating costs and attract eco‑conscious guests. Many hotels combine grants or government schemes with commercial loans or specialised sustainability finance to improve payback and cashflow.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Acquisition, Development & Expansion Finance
Acquiring additional sites, converting buildings into hotel rooms or funding major development requires larger, often secured facilities. Development finance, commercial mortgages and refinance packages are common for medium to large capital projects—structured to match development timelines and projected income.
How Our Matching Service Works for Hotels
- Complete a short enquiry. Tell us about your hotel, the funding type and amount you need.
- We match you. Our platform connects you with lenders and brokers experienced in hospitality finance.
- Receive tailored contact. Matched partners contact you to discuss proposals and request documentation.
- Compare and decide. Review offers and choose the best fit — there’s no obligation to proceed.
Enquiring does not impact your credit score. Partners may carry out checks later with your permission. “We saved time and got three meaningful options in 48 hours” — Hotelier, Manchester (illustrative).
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Complete Our 1-Minute Enquiry Form Now – Get a No-Obligation Quote
Our Business Finance Matching Process
Step 1
Complete Your Details
It takes just 1 minute on average to complete your business and contact details.
Step 2
We Match Your Business
With the best business finance broker or lender most suitable for your needs.
Step 3
You Get Free Quote + Advice
You receive a free quote along with complimentary expert financial advice.
It’s fast and free to get a quote from one of the UK’s leading finance brokers / lenders who will contact you directly with your quote/s.
Eligibility Snapshot for Hotel Businesses
Typical criteria our partners consider:
- UK‑registered limited companies, hotel groups and franchise operators.
- Minimum loan sizes usually from around £10,000 upwards.
- Trading history and turnover (requirements vary by lender and product).
- Security availability for larger, long‑term deals (property, fixed assets).
Common documents requested: management accounts, recent bank statements, occupancy figures, P&L and a basic business plan or refurbishment schedule. Not sure if you qualify? Request a free eligibility check.
Indicative Hotel Finance Options
| Funding Type | Typical Amount | Usual Term | Common Uses |
|---|---|---|---|
| Unsecured business loans | £25k–£500k | 1–5 years | Working capital, seasonal cashflow |
| Secured loans / commercial mortgages | £100k–£5m+ | 5–25 years | Acquisition, refinance, long-term projects |
| Asset & equipment finance | £10k–£1m | 1–7 years | FF&E, kitchen, spa equipment |
| Invoice finance | Flexible | Rolling | Group bookings, events receivables |
| Merchant cash advance | Based on card turnover | Flexible | Short-term cashflow |
Rates, terms and eligibility depend on individual circumstances. Our partners provide personalised quotes.
Cost Considerations & Responsible Borrowing
Interest rates and fees vary with lender type, loan size, credit profile and security. Additional costs can include arrangement fees, valuations and early repayment charges. Always review full terms and projected repayments and ask partners for an APR or equivalent illustration. Borrow responsibly — ensure projected revenues support repayments and consider independent financial advice if uncertain.
Preparing a Strong Hotel Finance Application
Make your application stand out by preparing:
- Recent management accounts and bank statements (last 12–24 months).
- Occupancy, ADR and RevPAR trends; guest segments and booking channels.
- Clear use of funds and expected ROI (e.g. uplift from a refurbishment).
- Project timeline, cost estimates and contingency plans.
- Evidence of management experience and marketing plans supporting recovery.
Having these ready speeds the process and helps lenders deliver accurate quotes.
Why Work with Specialist Hotel Finance Brokers?
Specialist brokers offer whole‑of‑market access, sector knowledge and negotiation leverage. They understand hospitality KPIs and can structure terms that match cashflow seasonality. Fast Business Loans introduces you to brokers and lenders best suited to your project so you get meaningful proposals faster. We handle introductions confidentially and securely.
Case Snapshots: How Funding Helped UK Hotels
Boutique Coastal Hotel — Refurb & EV Charging
Situation: Outdated rooms and rising guest demand for sustainability features. Solution: Fit‑out finance plus an energy micro‑loan for EV chargers. Outcome: Bookings and ADR improved, and operational energy costs fell. (Illustrative example — outcomes vary.)
City‑Centre Aparthotel — Cashflow Bridge
Situation: Corporate bookings slowed during negotiations with a large client. Solution: Short‑term invoice finance to cover payroll and vendor payments. Outcome: Operations continued smoothly and a profitable contract was secured.
Country House Hotel — Acquisition of Spa Facility
Situation: Opportunity to acquire adjacent spa with clear revenue synergy. Solution: Secured acquisition finance with staged drawdown for refurbishment. Outcome: Added revenue streams and higher occupancy through packages.
Common Questions About Hotel Business Loans
Are there loans for newly opened hotels?
Yes. Some lenders and brokers will consider recently opened hotels, focusing on your business plan, projected occupancy and security. Preparing clear forecasts and management data helps.
Can franchise hotel operators apply?
Franchise operators can be eligible. Lenders will typically request franchise agreements, performance data and financial statements as part of their assessment.
What if I have existing government support loans (e.g., CBILS/BBLS)?
Existing debt is considered in affordability checks. Many lenders offer refinancing or consolidation options; disclose previous funding early so partners can design suitable proposals.
How fast can funding be secured?
Speed varies by product. Unsecured and invoice funding can be arranged within days; complex secured deals or development finance may take several weeks depending on valuations and legal work.
Will enquiring affect my credit score?
No. Completing our enquiry does not affect your credit score. Lenders/brokers may carry out checks later with your consent.
Do you charge for the introducer service?
No. Our service is free for hotel owners. We may receive a commission from partners after an introduction, but there is no fee to submit an enquiry.
Ready to Explore Your Hotel Finance Options?
If you’re ready to see what funding is available for your hotel—whether it’s working capital, a refurbishment, sustainability upgrades or expansion—complete our short enquiry and we’ll match you with suitable lenders and brokers. It takes less than 2 minutes and won’t affect your credit score.
Get Started — Free Eligibility Check
Fast Business Loans introduces businesses to lenders and brokers. We do not lend money or give regulated financial advice. Submitting an enquiry is free and without obligation.
1) What types of hotel business finance can I get?
UK hotels can access unsecured business loans, secured loans/commercial mortgages, asset and equipment finance, invoice finance and merchant cash advances for working capital, refurbishments, sustainability upgrades and acquisitions.
2) Is the enquiry form a loan application?
No, it’s a quick, free, no‑obligation enquiry (Free Eligibility Check) used to match your hotel with suitable lenders/brokers, and it doesn’t affect your credit score.
3) How fast can hotel funding be arranged?
Unsecured and invoice facilities can complete in days, while secured, development or mortgage finance typically take several weeks due to valuations and legal work.
4) How much can I borrow and for how long?
Indicatively, unsecured loans are around £25k–£500k over 1–5 years, and secured/commercial mortgages are £100k–£5m+ over 5–25 years, subject to status and purpose.
5) What will a hotel business loan cost?
Rates and fees vary by lender, loan size, term, credit profile and security, so request a full APR and fee illustration from matched partners before proceeding.
6) What are the eligibility requirements for hotel loans?
Lenders usually look for a UK‑registered company, trading history/turnover, and security for larger deals, though criteria vary by product and provider.
7) What documents should I prepare to speed things up?
Have recent management accounts, bank statements, occupancy/ADR/RevPAR data, P&L, and a clear use‑of‑funds plan or refurbishment schedule ready.
8) Can newly opened or start‑up hotels get finance?
Yes, some lenders will consider new hotels based on a strong business plan, projected occupancy and available security.
9) Can I get funding if I already have CBILS/BBLS or other loans?
Yes, existing borrowing is assessed for affordability and many lenders offer refinance or consolidation options where appropriate.
10) Can franchise hotel operators apply?
Yes, franchise operators can be eligible, and lenders typically review franchise agreements, performance data and financial statements.